Lombard Credit Risk Officer Private Banking (Temporary 6 - 12 Months) 100% (f/m/d) chez JuliusBaer

At Julius Baer, we celebrate and value the individual qualities you bring, enabling you to be impactful, to be entrepreneurial, to be empowered, and to create value beyond wealth. Let’s shape the future of wealth management together.

As a Lombard Credit Risk Officer, you are responsible for approving and monitoring credit risks related to private banking clients. For relationship managers, you serve as a key contact person on all credit-related matters.
The objective is to understand, quantify and correctly assess credit risks in order to avoid credit losses.

YOUR CHALLENGE

• Take responsibility for all credit-relevant aspects of your own credit portfolio consisting of Swiss and international private banking clients:

• Prepare credit applications; analyse and assess loan requests with regard to borrowers, guarantors, collateral for securities-backed loans, financing purpose and usage types such as cash loans, derivatives, hedging instruments, etc.; approve securities-backed loans within delegated credit authority limits (based on risk rating and limit amount)

• Approve customer-specific special loan-to-value ratios

• Identify, analyse and quantify credit risks

• Continuously monitor approved credit decisions, identify and evaluate breaches of securities-backed lending limits, and implement appropriate measures (e.g. in case of margin calls)

• Support relationship managers, especially regarding regular and complex credit limit breaches, their resolution, and new credit enquiries

• Review credit documents for completeness

• Perform portfolio administration tasks, including approval of fixed term loans, payment authorisations, and accurate credit documentation
   

• Support, advise and train assigned private banking relationship managers
• Delivery of presentations to relationship managers and team leaders

• Preparation and delivery of training sessions for credit specialists

• Contribution to credit-related projects

YOUR PROFILE

• Bachelor’s degree or completed university or applied sciences education (in economics, banking, finance or law), or equivalent qualification or professional experience

• Several years of professional experience in (Lombard) credit business advantageous

• Familiarity with technical handling of life insurance policies (wrappers, ULIPs) considered a plus

• Interest in financial markets and institutions

• Good IT skills (Word, Excel, PowerPoint)

• Strong analytical abilities

• Independent, reliable and team-oriented personality with strong negotiation skills

• Very good command of German and English (written and spoken); additional languages beneficial

We are looking forward to receiving your full job application through our online application tool. Further interesting job opportunities can be found on our Career site.

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