VP Commercial Relationship Manager (Banking) chez Columbia Credit Union

About Columbia Credit Union

Columbia CU is a full-service financial institution with $2.3 billion in assets, over 100k members and we pride ourselves in our commitment to “Making Life Better” in the communities we serve.  Since 1952, our commitment toward “Making Life Better” has earned us accolades and we are honored to be the recipient of several local community recognitions:

• Best of Clark County Award / The Columbian:  2008-2024
• Best in Business Award / Vancouver Business Journal: 2013-2024
• Corporate Philanthropy Award / Portland Business Journal:  2017-2024

Columbia CU Guiding Principles

Vision: The most trusted, respected, and sought-after financial institution, providing innovative solutions and support for our employees, members, and communities we serve.

Mission: Bringing people together to make life better for themselves and their communities. 

Value Proposition: Earning your trust with knowledgeable people and digital options so you can bank “Columbia” how and when you want.

Leadership Philosophy: Leaders at Columbia CU inspire enthusiasm and accountability that drive our mission. Leaders build engagement and communicate honestly and openly. By rallying everyone around our shared vision, Leaders model and expect the best from individuals and teams.

Core Values

People - We have a passion for helping each other and our members.

Community - We have a passion for contributing to the success and growth of the communities we serve.

Financial Wellness - We have a passion for providing the financial education, tools and assistance that create financial wellness and stability for our organization, each other, our members and the communities we serve.

Benefits

• 100% paid Medical, Dental, Vision for employee - eligible the 1st of the month following hire date
• Accrued PTO, Paid Sick Time, Accrued Extended Sick Time and 11 Paid Bank Holidays
• 401k Match- 100% match up to 6% employee contribution
• A hybrid or fully remote home office option can be considered in Vancouver, Washington or Portland, Oregon areas only AND only after all work from home requirements are met. 
• Tuition Assistance
• And More!

About The Role 

Responsible for Developing and maintaining larger and more complex commercial loan and deposit relationships.  Accountable for prospecting new businesses and working with vertical business groups to deepen member relationships. Engage business owners and “C” suite executives in dialogue to provide holistic banking productions and solutions to meet a variety of lending and deposit needs.  

RESPONSIBILITIES 

• Identify, attract and secure new commercial relationships that will grow the credit union’s Commercial & Industrial (C&I) portfolio.
• Achieve assigned production goals for loans, deposits and assigned fee income.
• Deliver results-oriented sales presentations to prospects and various organizations. Conduct regular outside sales and site visits, originate member business loans.
• Prepares and presents financial information and proposed structure for commercial loan to the pre-flight committee.
• Negotiates terms and conditions within assigned authority.
• Ensures timely and thorough monitoring of all credits through periodic reviews, continual analysis, and proper documentation.
• Possesses the ability to assist in remedy of deficiencies when appropriate.
• Conducts periodic interface with branch staff regarding Member Business Lending products and services.
• Responsible for meeting department, company and government-regulated audit and compliance requirements, including: Bank Secrecy Act, Regulation CC, Regulation E, HMDA reports, Reg. X disclosures, and Reg. Z financial data. This is achieved through audit reviews.
• Insures that all NCUA, DFI, credit union and loan policies and procedures are followed at all times. Completes all required annual or job specific training as assigned.
• Must have a thorough knowledge of credit union operating procedures, the ability to liaison between multiple credit union departments, be responsive to senior management requirements, and operate within prescribed budgetary limits.
• Responsible for attaining individual pre-established loan, deposit and cross selling goals through active calling on existing business members, referrals, centers of influence and branch staff.
• Performs other duties as assigned.

REQUIREMENTS 

• Minimum requirements include a degree in finance or related field, or an equivalent combination of education and experience
• 5 years commercial lending experience with strong credit and analytical skills.
• Must possess a thorough knowledge and extensive experience in Commercial Lending, including lines of credit, term loans, and business real estate lending.
• Knowledge and experience in SBA 7a and 504 financing is desired.
• Maintains a thorough knowledge of all applicable state and federal regulations and board policies.
• Must possess a thorough knowledge of Business Lending services and products as typically used by business members.
• Must recognize and encourage the importance of staff and department functioning within the larger scope of company-wide policies, products and data processing procedures.
• Must be professional, alert, and honest with an outgoing, positive approach to member service.
• Must be able to handle a large volume of detail while organizing the work of others.

COMPENSATION

$130,000-$160,000/ year + DOE

Columbia Credit Union follows all required COVID 19 health protocols

Equal Opportunity Employer/AA

Must be 18 or older to apply