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Senior Product Manager, Lending chez SoFi

SoFi · San Francisco, États-Unis d'Amérique · Hybrid

124 800,00 $US  -  234 000,00 $US

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Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

SoFi is looking for a Senior Product Manager to join our Lending Finance team. In this role, you’ll help define, prioritize, and deliver the core platforms and services that power SoFi’s lending business behind the scenes—ensuring we can sell loans seamlessly, report accurately to investors, and close our books on time each month. Your work will directly enable SoFi to scale its lending business with confidence, transparency, and precision.

You will own key elements of our lending finance platform strategy, working across engineering, accounting, capital markets, treasury, and data science to deliver tooling that meets the needs of both internal users and external investors. From building and enhancing our Collateral Tool (used to manage loan sales), to strengthening investor reporting workflows, to simplifying month-end accounting processes, you will bridge technical and business worlds to drive measurable impact.

As a Senior Product Manager on this team, you’ll be expected to set ambitious goals, sweat the details, and deliver with urgency—helping SoFi maintain trust with investors, while creating scalable systems that support billions in loan volume.

What you’ll do

  • Define and execute on a product vision for Lending Finance platforms (Collateral Tool, investor reporting, accounting systems).
  • Build scalable, reliable, and auditable solutions that simplify complex financial workflows while ensuring accuracy and compliance.
  • Own and prioritize the product backlog for your engineering squad, writing detailed requirements and partnering closely with developers.
  • Partner with Data Science, Capital Markets, and Accounting teams to deeply understand their workflows and translate them into intuitive tooling.
  • Ensure loan sales and investor reporting processes are automated, transparent, and resilient to scale.
  • Collaborate cross-functionally to align on requirements and timelines.
  • Operate in a fast-paced agile environment, making trade-offs and decisions to deliver iteratively while driving toward long-term goals.
  • Be a champion of SoFi’s values

What you’ll need

  • Bachelor’s degree or higher, ideally in a technical, finance, or quantitative field.
  • 3+ years of experience as a product manager
  • Demonstrated ability to translate complex financial/accounting workflows into simple, usable tools.
  • Excellent communication skills
  • Strong analytical and data-driven mindset; able to dive into financial and operational metrics.
  • Experience owning end-to-end product delivery, from discovery through launch and iteration.
  • High bias for action and ownership—comfortable operating in ambiguous, cross-functional environments.

Nice to have

  • Experience with loan accounting, investor reporting, or structured finance.
  • Familiarity with collateral management, loan sales processes, or securitization.
  • Background in financial technology, capital markets, or SaaS platforms for financial services.
  • Experience building systems with strong data integrity, auditability, and compliance requirements.
Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. 
 
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
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