Hybrid CONSUMER AND COMMERCIAL LOAN ASSISTANT at None

Position General Responsibilities:

Responsible for various duties, performing as a Loan Processor for designated officers. This includes all facets of loan document preparation, recordation, and maintenance of credit files. Tickler list management and loan accounting are also critical to the job function.

 Employees Supervised:

None

Education, Experience and Certification Requirements:

Note: Only minimum responsibilities are listed. Other responsibilities may be required as requested by management. 
 
Basic Qualifications:

1.         Excellent customer skills.

2.         Proficient in the use of personal computer and Microsoft Office products.

3.         High School diploma or equivalency.

4.         Strong communication and organizational skills.

5.         Must be able to work independently and to prioritize multiple tasks.

 Preferred:

1.         Previous ITI software experience.

2.         Two years previous Loan Processor/Loan Secretary experience.

 Dimension of Job:

One of several positions assisting the loan/credit area.

Position Specific Responsibilities, Duties and Competencies

Loan Processing / Credit Support:  (Commercial, Consumer & Ag Department)

1. Loan documentation preparation for lenders
2. Responsible to develop expertise in loan documentation as well as to develop general credit skills commensurate with the position of loan processor.
3. Responsible for tickler list, loan file maintenance, loan accounting, new note recording, scanning, booking & filing.
4. Responsible for professionally dealing with title companies and insurance companies.
5. Responsible for collateral safekeeping as applicable.
6. Responsible for correspondence mailings, phone, and lobby traffic.
7. Prepare adverse action notices, manage denial / withdrawn credit files.
8. Provide secretarial help as needed.
9. Process paid and renewed notes.
10. Process loan advances and payments on Consumer and Commercial and Ag loans if needed.
11. Flood Insurance and HMDA file maintenance.
12. Pull credit reports/ build and maintain files.
13. Quote loan payoffs as needed; monitor lien filings; order appraisals, lien searches, and title commitments. Contact insurance companies as deemed necessary.
14. Process payoffs & complete documents relating to satisfaction of mortgage for real estate loans.
15. Assist branch with credit card processing.
16. Assist branch with various management reports. 
17. Other duties as assigned

For full description, which includes physical mental demands please see attachment.