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Hybrid Full-time Mortgage Escrow Analyst bei 5Point Credit Union

5Point Credit Union · Nederland, Vereinigte Staaten Von Amerika · Hybrid

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POSITION SUMMARY
Responsible for managing escrow and tracking required insurance coverage, including tasks associated with member escrow balances and insurance renewals. Verify adequate collection and administration of monies collected, review discrepancies found within the administration of the escrow account and administer any corrections. Process members’ annual escrow analysis in accordance with RESPA guidelines. Assist with researching and resolving all escrow analysis related requests and inquiries received for escrow tax and insurance questions and escrow analysis. Monitor all insurance with ISI by adding and refunding Collateral Protection when needed. Post payments, fund home equity loans, prepare all documents necessary for completing loan files, including scanning. Order appraisals for Real Estate loan request. Maintain files, Release of Liens, mail and answer and direct telephone calls. Provide professional service to members. Cross sell products sold by the credit union. Responsible for coding, posting, and preparing all documents necessary for funding both home equity and consumer real estate loans. Prepares and assists with miscellaneous paperwork.

ESSENTIAL JOB DUTIES
Assumes responsibility for providing effective administrative support for all phases of loan processing activities and promotions.
Assumes responsibility for the effective performance of the credit union’s force placed insurance product.
Assumes responsibility for establishing and maintaining effective and professional business relationships with members and external contacts.
 
NON-ESSENTIAL JOB DUTIES
Assumes responsibility for establishing and maintaining effective coordination and communication with area personnel and management.
Assumes responsibility for related duties as required or assigned.
 
REQUIRED QUALIFICATIONS
Education/Certification:
• High school graduate or equivalent.
 
Required Knowledge:
• Basic understanding of consumer real estate loan products and services.
• Knowledge of escrow analysis, property taxes/insurance and payment schedules.
 
Experience Required:
• One to two years of experience with managing escrow accounts for Consumer Real Estate Loans.
 
Skills/Abilities:
• Strong typing abilities.
• Good verbal public relations skills.
• Able to operate calculator, word processor, and related computer applications.
• Well organized.

PREFERRED QUALIFICATIONS
Education/Certification:
• None.
Preferred Knowledge:
• Knowledge of loan processing and funding functions and related requirements and procedures.
• Knowledge of state and federal laws affecting escrow processes and procedures.
Experience Preferred:
• Minimum six months loan processing experience.
• Three to five years of experience with managing escrow servicing functions of Consumer real estate loans.
Skills/Abilities:
• None
 
PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
FINGER DEXTERITY: Using primarily just the fingers to make small movements such as typing, picking up small objects, or pinching fingers together.
TALKING: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.
REPETITIVE MOTIONS:  Movements frequently and regularly required using the wrists, hands, and/or fingers.
AVERAGE HEARING: Able to hear average or normal conversations and receive ordinary information.
AVERAGE VISUAL ABILITIES:  Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery.
PHYSICAL STRENGTH:  Sedentary work; sitting most of the time. Exerts up to 40 lbs. of force occasionally. (Almost all office jobs.
 
WORKING CONDITIONS
None: No hazardous or significantly unpleasant conditions (such as in a typical office).
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