Lead Fraud Risk Associate, Regulatory and Industry Change presso Monzo

📍London, Cardiff or Remote (UK) | 💰 £71,400 - £90,000 + share options + benefits ✨

⭐Our Fraud Risk team

As an Associate Lead in our Fraud Risk Team, you’ll help shape Monzo’s policy position within a rapidly evolving fraud landscape. This role sits in the 1LoD, where you’ll partner closely with teams within Monzo and with external industry bodies, regulators and law enforcement to influence policy, drive industry change, and ensure safe and scalable delivery across the bank. 

🔑You’ll play a key role by…

• Providing subject-matter expertise on emerging fraud risks, industry initiatives and regulatory change, acting as a key internal point of contact
• Shaping internal policy and responses to industry consultations, calls for input and policy reviews
• Building strong relationships across Monzo to deliver change safely, efficiently and consistently
• Overseeing internal compliance reviews, leading on incidents arising from regulated activity
• Representing Monzo in industry groups and committees, ensuring we stay aligned with best practice and use our fintech strengths
• Identifying gaps in our defences and assessing external vendors to strengthen fraud prevention
• Leading vendor onboarding proposals, working with legal, data privacy, product, engineering and data teams to implement solutions
• Managing ongoing vendor relationships and monitoring performance
• Supporting the development of Fraud Policy, Management Standards and Fraud Risk Assessments
• Building strong external relationships across industry bodies and law enforcement

🤩 We’d love to hear from you if…

• You’re passionate about preventing fraud and putting customers first
• You have experience speaking with external regulators, interpreting policy and then translating information to internal teams
• You understand fraud risks, controls and the systems used to prevent fraud
• You can drive improvements to fraud systems, processes or policy
• You’re comfortable working with data to spot trends and recommend action
• You can explain fraud risk and policy clearly to non-experts
• You have experience collaborating with product managers, engineers and data scientists
• You thrive in fast-paced environments, are well organised and get things done
• You’re proactive, adaptable and comfortable with ambiguity
• You may hold or be working towards ACAMS, CFE or CIFAS certifications

🙌 What’s in it for you

💰£71,400 - £90,000 ➕share options.

📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London).

⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.

📚£1,000 learning budget each year to use on books, training courses and conferences.

🏡We will set you up to work from home; all employees are given MacBooks and for fully remote workers we will provide extra support for your work-from-home setup.

➕ Plus lots more! Read our full list of benefits.

🌈 The application journey has 3 key steps

• Recruiter call with a member of the hiring team
• Initial call with the hiring manager
• Final stage 2-part interview with other team members (Technical + Behavioural)

 This process should take around 4-6 weeks - your schedule is really important to us, so we promise to be as flexible as possible!

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo 🤖You can read them here.

 We’ll only close this role once we have enough applications for the next stage, so please apply as soon as you can — we don’t want you to miss out! 

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