Mortgage Closer/Post Closer presso FARM BUREAU BANK

Description

Why Us?

The Farm Bureau Bank team is rooted in service, strong relationships, and meaningful results. We offer financial services that support hardworking individuals who recognize the vital role of farming, ranching, and agriculture across the United States. Beyond traditional banking, we cultivate lasting partnerships, nurture growth, and aim to support rural communities that are often underserved by the banking industry.

Farm Bureau Bank. Not just branches. Roots.

FBB team members enjoy competitive compensation and generous benefits.

• Affordable Medical, Dental and Vision coverage
• Outstanding 401k – Employer match up to 5%
• Paid Volunteer Hours
• Accrued Paid Time Off (PTO) & Paid Holidays
• Life Insurance and Long-Term Disability (company paid)
• Continuing Education Opportunities
• View all available benefit options at Farmbureau.bank.   

Hiring for an in-person role in San Antonio, Texas only, with potential for hybrid schedule after 90 days.

What you'll get to do:

CLOSER

•   Build Farm Bureau Mortgage brand.
• Review loan documents to ensure completeness, accuracy, and compliance with underwriting and secondary market guidelines.
• Register loans with MERS.
• Verify borrower credit, income, and assets; order and review preliminary title reports, appraisals, and other required verifications.
• Prepare and assemble closing packages in accordance with investor and lender requirements.
• Review settlement statements (Closing Disclosures or HUD-1s) for accuracy and compliance.
• Perform final closing calculations and coordinate loan disbursements.
• Communicate and coordinate with borrowers, title companies, processors, loan officers, and third parties.
• Track and resolve funding conditions prior to wire disbursement.
• Ensure all closed loans meet internal policies, state, and federal regulations (RESPA, HMDA, TILA, USPAP, FNMA, FHLMC, etc.).
• Maintain accurate closing records.
• Assist in creating and documenting SOPs and processes.

POST CLOSER

• Audit closed loan packages for completeness, accuracy, and investor compliance.
• Coordinate with various departments to clear post-closing and investor delivery conditions.
• Follow up on trailing documents such as recorded security instruments, final title policies, and final settlement statements.
• Prepare and deliver post-closing packages for submission to investors.
• Track and report HMDA data for compliance purposes.
• Resolve document or funding discrepancies with internal teams, title companies, or investors.
• Maintain accurate post-closing loan records and ensure files are properly indexed and archived.
• Serve as liaison for any post-closing inquiries or investor audits.
• Facilitate file preparation for QC review.
• Support process improvements, SOP updates, and cross-training within the operations team.
• Provide feedback for improvement.

Education and Experience

• High school diploma or equivalent.
• Minimum of five (5) years closing/post-closing experience with QM and Non-QM mortgage products, including conventional, FHA, VA, and USDA loans required.
   

EEO Commitment

Farm Bureau Bank is an equal opportunity/affirmative action employer and complies with all applicable federal, state, and local fair employment practices laws. Farm Bureau Bank strictly prohibits and does not tolerate discrimination against team members, applicants, or any other covered persons because of race, color, religion or creed, national origin or ancestry, sex (including gender, pregnancy, sexual orientation, and gender identity) age, physical or mental disability, citizenship, veteran status, or genetic information, or any other characteristic protected by applicable federal, state, or local law. All team members and anyone doing business with the Bank (including vendors, clients, and visitors) are prohibited from engaging in unlawful discrimination. This applies to all employment actions, including but not limited to, recruitment, hiring, training, promotion, discipline, compensation, benefits, and termination of employment.