Asst Manager-Credit/Pricing -Risk (9136) presso American Honda Finance Corp.

Job Purpose

American Honda Finance Corporation is currently seeking an Assistant Manager of Credit/Pricing for our Risk and Analysis department.   This position will report to the Manager of Risk and Analysis.  The Assistant Manager of Credit in the Consumer Financial Services division of AHFC manages the company’s consumer financial services portfolio and credit loss mitigation efforts by monitoring, analyzing, reporting on the credit quality and performance, and recommends adjustments to credit policy as warranted by the analytics. The Assistant Manager will make recommendations related to originations scorecards, automated credit decisioning, and efficiency improvements for credit-related areas of risk.  This supports AHFC’s objective to maintain a healthy financial position, which in turn supports our parent company AHM with profitability. 

Key Accountabilities

Key Accountabilities will include but are not limited to:

• Oversea analyses and reporting for credit area, monitor the Consumer Financial Services portfolio
• Lead efficiency improvements for credit-related areas of risk, which includes working with the company’s data systems to ensure integrity
• Supervise the pricing area and ensure pricing models are accurate
• Supervise Ad -Hoc analysis requests from both internal and external customers, lead credit-related initiatives that will help sales strategies or will assist in loss mitigation
• Accountable for supervising associates and leading a unit within the Risk department

Qualifications, Experience, and Skills

We are looking for qualified people with diverse backgrounds and experiences, open minds, and a disciplined work ethic. To bring the future to Honda as an Assistant Manager, you must have: 

Minimum Education Qualifications:

• BA/BS degree required in mathematics/statistics, finance, economics, business, business administration or related field
• Masters or MBA degree is preferred

Minimum Experience:

• 7+ years of work experience in captive finance or consumer lending
• Experienced with indirect loan/lease consumer lending
• Experienced and knowledgeable with credit markets
• Experienced with pricing and modeling

Other Job Specific Skills: 

• Proficient in MS Windows applications, with a strong emphasis in Excel and Access
• Experience with statistical and financial modelling with spreadsheets
• Supervisory experience a plus
• Experience querying relational databases
• Exposure to data mining large datasets
• Exposure to VBA, SAS, SQL
• Excellent analytical and problem-solving skills
• Excellent mathematical skills and financial acumen
• Strong verbal and written communication skills
• Strong attention to detail
• Self-motivated
• Independent thinker
• Good organizational ability
• Possess the ability to effectively interact and communicate with all levels of management.

Job Dimensions

5 - Direct Reports - Exempt Level 

Working Conditions

Onsite- 80/20 workstyle (4 days in office- 1 day remote) Torrance Location