Credit Analyst presso Merz Aesthetics

About Us

Founded in 1908, Merz is a successful, family-owned specialty healthcare company with a rich history. As a leading global aesthetics business, our award-winning portfolio of injectables, devices, and skincare products empowers healthcare professionals to enhance confidence through aesthetic medicine. Our purpose is to fuel confidence by helping people look better, feel better, and live better. We believe you do not have to choose between living life and making a living. Live your best life with Merz Aesthetics.

A Brief Overview

The credit analyst is responsible for analyzing credit data and analyzing the financial information of current customer accounts. They assess credit risk and the credit worthiness of new and existing customers. The credit analyst evaluates accounts for extended credit terms. They also partner with the field sales team and with the customers to resolve account delinquencies.

What You Will Do

• Credit Review Review accounts that have orders flagged for credit review. If necessary, contact customer to resolve issue so order can be released for shipment
• Risk analysis Process creditworthiness by pulling Experian report, and analyzing customer payment history to determine payment terms and order eligibility on existing customer account
• Collections Contact accounts that have past due balances, providing additional payment options to customers experiencing financial difficulty, and processing payments
• Research Respond to customer requests for research of an issue that is creating a delay in customers’ ability to pay invoices on time
• Cross-functional Collaboration Working with Customer Solutions and Field Sales Team to resolve issues with accounts that create delays in order processing and shipping
• Customer Master Data Performing Risk Analysis, determining credit worthiness, and assigning appropriate credit limits on new accounts.
• Reporting Pulling relevant data for assigned region to discuss with AR Manager, to include showing percentage of increased or decreased past due balances in each area of delinquency
• Specialty Projects Participation in projects as assigned by Senior AR Manager

Minimum Requirements

• High School Diploma
• 1-2 years experience as a Credit or Financial Analyst or other relevant experience

Preferred Qualifications

• Bachelor's Degree in Finance, Accounting or related field

Technical & Functional Skills

• Strong mathematical and analytical skills
• SAP experience
• Strong knowledge of Microsoft Office (especially Excel)
• Ability to research and evaluate data
• Strong problem solving skills
• Ability to interpret credit reports (i.e., Experian, Dun & Bradstreet)
• Strong interpersonal skills
• Strong communication skills
• Ability to work independently or as a group