COMMERCIAL BANKER I - HEADQUARTERS presso STAR Financial Bank

STAR Financial Bank is an Indiana-based community bank known for its culture of delivering quality service, personalized banking solutions, and innovative use of technology for more than 80 years. We are proud to be a community bank in every aspect of the word. Beyond monetary giving and employee volunteerism, STAR is dedicated to partnering with the people and organizations that improve our communities. At every one of our locations, employees demonstrate their commitment to STAR and our customers by honoring our core values of Honesty & Integrity, Accountability, Respect for All, Do What’s Right, Commitment to Lifelong Learning, Community Leadership, Being Progressive, Celebrating Success and Remaining Independent.

STAR Financial Bank proudly celebrates diversity and remains conscious of the realization that diversity is not solely represented by physical characteristics. STAR is an equal opportunity employer (EEO) with a commitment to inclusivity for all employees and applicants without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, pregnancy, age, disability, genetic information, marital status, or status as a covered veteran in accordance with applicable federal, state, and local laws. STAR complies with applicable STAR and local laws governing non-discrimination in employment in every location in which we have facilities.

The Commercial Banker I position is included in a workplace model that allows for a combination of in-office and remote work.

As a Commercial Banker I, essential responsibilities include:

• Practices and lives the Banks Sales & Customer Service Culture every day.
• Maintain client and prospect database to market and originate credit, deposit and corporate services, and generate referrals.
• Analyzes requests to determine credit risk, compliance with policies, product parameters and requirements while maintaining legal and regulatory compliance.
• Recommends bank approval or declination of credit requests to appropriate approval teams.
• Participates in bank promotions. Cross sells products and services by identifying opportunities for products and services offered by the entire organization.
• Maintains and develops internal and external relationships and Centers of Influence for referrals.
• Facilitates introductions to STAR teammates to provide delivery of personal banking products and services to business owners, managers and Centers of Influence within assigned relationship base.
• Actively engage in the community representing STAR at events along with individual non-profit board or committee participation.
• May be required to provide functional guidance to support staff.
• Compiles and maintains required files, records and reports.
• Effectively communicates with prospects and clients on requests and relationship updates which will continually develop and maintain strong relationships with businesses and their leadership at appropriate levels, ultimately earning the status of trusted advisor.
• Provides constructive, consultative, feedback and makes recommendations as a trusted advisor to clients and prospects.
• Ensures regular follow-up with underwriting/credit to monitor status of requests and communicate with customer.
• Performs and serves as Loan, Deposit and Service closing agent for the Bank.
• Addresses and communicates problems or situations of average difficulty relating to work and which requires explanation to customers, employees and management.
• Maintains and monitors loan collateral and credit risk inherent within assigned relationships.
• Maintains knowledge of and compliance with established lending, deposit and service procedures and policies.
• Maintains knowledge of products offered and has a comprehensive understanding of the benefits and solutions provided by each product. 
• Reports suspicious activity to proper internal authorities.

Skills Needed

• Excellent verbal and oral communication skills.
• Strong analytical skills and attention to detail.
• Strong organization skills.
• Demonstrated ability to work independently and in a team.
• Ability to identify and recommend varying solutions.
• Proven ability to work with multiple priorities.
• Functionally competent with PC’s and related software.
• Highly self motivated with strong interpersonal skills.

In addition to traditional compensation and benefits packages, our leaders continue to collaborate to launch innovative employee benefits and perks including, Affordable Medical/ Vision/ Dental Coverage • Flexible Dependent Care Account • Health Savings Account (with employer contributions) • Prescription Drug Plan • Employee Wellness Initiatives (physical/mental/financial) • Health Management Reimbursement  Program • Short Term/Long Term Disability • Life Insurance • Tuition Reimbursement • Competitive Pay and Bonus Program • 401k (with employer match) • Generous Paid Time off including 10 1/2 holidays. 

** Eligibility of benefits are determined by employment status classification and may be discussed during the interview process.