Business Lending Manager presso Associated Credit Union

Position Description                                                                                          

Department:         Business Lending

Reports to:           Executive Vice President of Lending

Supervises:          Business Lending Department

Location:             Peachtree Corners, GA (Hybrid eligible)

FLSA Status: Exempt

Position Purpose                                                                                                

The primary purpose of this position is to assist Associated Credit Union in living out its Mission:  To offer members financial products that fulfill their needs, service that exceeds their expectations, and relationships that inspire their trust.

The Business Lending Manager is responsible for leading, managing, and growing Associated Credit Union’s business lending portfolio, including business auto, equipment financing, and business credit cards. This role ensures sound underwriting, strong relationship management, regulatory compliance, and the development of programs and partnerships that align with the credit union’s strategic goals.

Essential Functions & Core Duties                                                                    

• Lead the day-to-day operations of the business lending department.
• Develop and implement business lending policies, procedures, and strategies.
• Analyze loan applications, approve within lending authority, and present recommendations to higher authority or Loan Committee as needed.
• Serve as a subject matter expert and resource for business loan underwriters and other internal staff.
• Manage a team of business lending professionals, including coaching, goal setting, and performance evaluations.
• Maintain a high-quality loan portfolio through strong underwriting, ongoing monitoring, and proactive problem loan management.
• Build relationships with business members and community partners to promote Associated Credit Union’s business lending services.
• Collaborate with marketing, business accounts, and digital channels to drive business development opportunities and increase loan production.
• Work with third-party vendors, LOS providers, and CUSOs to enhance delivery and service of business lending products.
• Ensure compliance with all applicable regulations (NCUA, state, and federal) and internal policies.
• Monitor economic and industry trends to guide lending decisions and risk management.

Other Duties & Responsibilities                                                                        

• Hybrid work environment available.
• Occasional travel to business locations and branches
• Extended hours may be required during month-end or project rollouts. 

Qualifications                                                                                                     

Education:  Bachelor’s degree in Business, Finance, Accounting, or related field required; MBA or equivalent experience preferred.

Experience: Minimum 5 years of commercial lending experience, with at least 2 years in a management or supervisory role.

                           Proven experience in underwriting and servicing commercial loans, including C&I, CRE, and business vehicle loans. 

Core Competencies: 

• Strong interpersonal, leadership, and supervisory skills. 
• Strong organizational skills, ability to muti-task, and work in a deadline-driven environment.
• Self-driven, able to excel with limited supervision, proactive, and flexible. 
• Strong communication skills, including proficiency in communicating effectively through both spoken and written language. 

Knowledge, Skills, and Abilities:

• In-depth understanding of credit analysis, risk management, and regulatory guidelines.
• Strong leadership, communication, and interpersonal skills.
• Experience working in or with credit unions or community financial institutions preferred.
• Familiarity with business lending LOS platforms (e.g., MeridianLink, nCino) and credit risk software.
• Ability to work independently and collaboratively in a team-focused culture.
• Strong organizational skills with attention to detail and deadlines.

Why Join Associated Credit Union?

Associated Credit Union is one of Georgia’s largest and most respected credit unions, committed to delivering exceptional service to our members while fostering a culture of innovation, collaboration, and financial wellness. We offer competitive compensation, a robust benefits package, and opportunities for professional growth