*Position is eligible for remote work for Kentucky residents only. Job Code
LNRVSPE | Job Family
| Supervisory
No |
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Job Summary | The Loan Review Specialist will work with the Loan Review Officer to review a variety of loans using predetermined criteria to ensure compliance with the bank's lending policies. |
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Essential Functions, Duties and Responsibilities include, but are not limited to: | - Completes narrative reviews on large dollar loan relationships
| - Completes analysis, including borrower description, structure review, collateral, document review, and financial/cash flow
| - Ensures credit and collateral criteria are maintained
| - Focuses on relationship repayment ability, cash flow analysis, and trend analysis
| - Tracks policy and documentation exceptions
| - Maintains and updates loan review spreadsheets and quarterly reports
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Education, Experience and Qualifications | Education | Required/Preferred | Education Level | Description | Required | Bachelors Degree | Degree in finance, accounting, or related field required |
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| Years of Experience | Minimum | Comments | 2 | A minimum of two (2) years of experience in cash flow and/or financial analysis required |
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| License / Certification | Required/Preferred | License / Certification | Description |
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| Additional Qualifications | - Experience with loans and an understanding of loan documents preferred, but not required
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Core Competencies | | | - Oral and written communication skills
| - Ability to work as a part of a team
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Working Conditions | Working Conditions | Indoors, environmentally controlled. Usual office working conditions. The noise level in the work environment is typical of most office environments with telephones, personal interruptions, and background noises. |
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| Travel Requirements | Requirement | Frequency | No travel required | Never or Rarely |
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| Mandatory Vacation | Mandatory vacation not required |
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Physical Requirements | Requirement | Frequency | Sitting (remaining in a seated position) | Constantly | Standing (remaining on one’s feet in an upright position without moving about) | Occasionally | Walking (moving about on one’s feet) | Occasionally | Lifting (raising or lowering an object from one level to another) | Occasionally | Carrying (transporting an object, usually by holding it in the hands or arms or on the shoulder) | Occasionally | Pushing/Pulling (exerting force upon an object so that the object moves away or toward the force) | Never or Rarely | Reaching (extending hand(s) and arm(s) in any direction, such as overhead, below waist, forward or lateral) | Never or Rarely | Keyboarding (entering text or data using computer keyboard or 10-key numeric keyboard) | Constantly | Pinching/Gripping (seizing, holding, grasping, turning or otherwise working with the hand(s) or fingers) | Occasionally | Stooping (bending downward and forward by bending spine at the waist) | Never or Rarely | Squatting/Crouching (bending body downward and forward by bending legs and spine) | Never or Rarely | Kneeling (bending legs at knees to come to rest on knee(s)) | Never or Rarely | Crawling (moving about on hand and knees or hands and feet) | Never or Rarely | Climbing (ascending or descending ladders, stairs, ramps) | Never or Rarely | Speaking (expressing or exchanging ideas by means of the spoken word to impart oral information to customers and to convey detailed spoken instructions accurately, loudly, or quickly) | Occasionally | Hearing (the ability to hear, understand, and distinguish speech, either in person or telephonically) | Occasionally | Near Visual Acuity (clarity of vision at approximately 20 inches or less) | Constantly | Far Visual Acuity (clarity of vision at approximately 20 feet or more) | Occasionally |
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| Additional Physical Requirements | May require lifting up to 10 pounds |
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