Corporate Banker (Full Time) - Sterling Plaza presso Prosperity Bank

Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP.

POSITION PURPOSE

The position involves all aspects of the corporate banking function and is responsible for originating, growing, and retaining profitable client relationships. Will work both independently and as part of a team to deliver solutions to clients. He/she must possess a comprehensive knowledge of credit and treasury solutions and the ability to coordinate the underwriting and credit approval process. Along with other members of the team, the candidate, as the primary relationship manager, will also be responsible for the ongoing management and development of client relationships within his/her portfolio.

ESSENTIAL FUNCTIONS AND BASIC DUTIES

1. Leads and executes a marketing strategy to attract new client relationships based on a deep understanding of the markets we serve.
2. Acts as the primary relationship manager for client relationship within his/her portfolio.
3. Advises, as a subject matter expert, on all aspects of structuring and underwriting credit solutions.
4. Obtains and analyzes appropriate diligence materials for the proper evaluation of credit risk, collateral value, and repayment capacity of clients. 
5. Analyzes pertinent information and develops appropriate internal loan application documentation used in the approval process.
6. Participates in the assembly of complete loan underwriting packages with adequate documentation to meet bank management and regulatory guidelines. Must be familiar with standard concepts, practices, and procedures associated with lending to various industries. 
7. Presents loan requests to various Loan Committee’s.
8. Works with attorneys to ensure appropriate documentation.
9. Works with Credit Analysts and Portfolio Managers to monitor existing client relationships including periodic borrowing base and collateral reports and follow up responsibilities related to any past due accounts within the loan portfolio.
10. Provides mentoring and training of junior team members as necessary to aid in their development. 
11. Maintains open lines of communication with bank clients and bank management.
12. Other duties as assigned.

Skills/Abilities: Excellent writing skills are required.  The ability to write routine loan memoranda and loan application requests concisely and thoroughly are a must.

                           Experience with Microsoft Office, especially Excel and Word are required.