Mortgage Loan Processor - Owensboro, KY presso None

The Mortgage Loan Processor will assist Lenders with processing, approving, and closing all consumer purpose residential mortgage loans.

• Reviews early disclosures for accuracy and ensures timing requirements are met

• Supports the mortgage loan originators by processing applications and all supporting documents in a timely and accurate manner

• Reviews file documentation to ensure all required items are requested

• Inputs loan information into mortgage origination system for processing

• Maintains a strong working knowledge of Secondary Market/Freddie Mac requirements as well as evolving mortgage regulatory requirements

• Submits all processed secondary market loans to underwriting for final approval and clears any underwriting conditions

• Processes all closing documents for mortgage originators

• Ensures all required documentation is included in final loan for booking

Required/Preferred

Education Level

Description

Required

High School or GED

Minimum

Comments

1

A minimum of one (1) year of experience with loans and loan documents required

Required/Preferred

License / Certification

Description

• Computer competency required

• Secondary market experience preferred

• Organizational skills

• Oral and written communication skills

• Customer service skills

• Analytical and problem-solving skills

• Detail oriented

• Ability to multi-task

• Clerical and administrative skills

• Ability to work as a part of a team

Indoors, environmentally controlled. Usual office working conditions. The noise level in the work environment is typical of most office environments with telephones, personal interruptions, and background noises.

Requirement

Frequency

No travel required

Never or Rarely

Mandatory vacation not required

Requirement

Frequency

Sitting (remaining in a seated position)

Constantly

Standing (remaining on one’s feet in an upright position without moving about)

Occasionally

Walking (moving about on one’s feet)

Occasionally

Lifting (raising or lowering an object from one level to another)

Occasionally

Carrying (transporting an object, usually by holding it in the hands or arms or on the shoulder)

Occasionally

Pushing/Pulling (exerting force upon an object so that the object moves away or toward the force)

Occasionally

Reaching (extending hand(s) and arm(s) in any direction, such as overhead, below waist, forward or lateral)

Occasionally

Keyboarding (entering text or data using computer keyboard or 10-key numeric keyboard)

Constantly

Pinching/Gripping (seizing, holding, grasping, turning or otherwise working with the hand(s) or fingers)

Occasionally

Stooping (bending downward and forward by bending spine at the waist)

Never or Rarely

Squatting/Crouching (bending body downward and forward by bending legs and spine)

Never or Rarely

Kneeling (bending legs at knees to come to rest on knee(s))

Never or Rarely

Crawling (moving about on hand and knees or hands and feet)

Never or Rarely

Climbing (ascending or descending ladders, stairs, ramps)

Never or Rarely

Speaking (expressing or exchanging ideas by means of the spoken word to impart oral information to customers and to convey detailed spoken instructions accurately, loudly, or quickly)

Frequently

Hearing (the ability to hear, understand, and distinguish speech, either in person or telephonically)

Frequently

Near Visual Acuity (clarity of vision at approximately 20 inches or less)

Frequently

Far Visual Acuity (clarity of vision at approximately 20 feet or more)

Occasionally

May require lifting up to 10 pounds