Hybrid Senior Credit Analyst presso C.H. Robinson

C.H. Robinson is seeking a Senior Credit Analyst to join our team.  In this role you will work with higher exposure customer accounts in the portfolio. You will be responsible for assisting internal sales teams with revenue generation by analyzing customers’ credit worthiness and approving credit limits within the guidelines established by Senior Finance Management. In addition, you will review customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues to maximize credit quality and minimize risk and potential loss to the company.

This is a hybrid position, with in-office presence required 1-2 days a week based at either our Chicago, IL or Rolling Meadows, IL office.

DUTIES AND RESPONSIBILITIES

The duties and responsibilities of this position consists of, but are not limited to, the following:

• Conducts in-depth analysis and research for higher exposure accounts.

• Owns and processes new and existing commercial account review requests

• Works independently with minimal guidance while reviewing large/complex customer group ("B" level) credit limit requests. 

• Completes in depth research for complex accounts

• Develops and maintains relationships with mid-level sales management 

• Acts as a resource for colleagues with less experience

• Oversees monthly distribution, reviews Dunn & Bradstreet report, and processes Service Level Agreement within 10 business days

• Reviews delegated accounts from high exposure report

• Work on credit related projects as assigned. 

• Requests updated quarterly review documentation from customers as part of performing scheduled reviews

QUALIFICATIONS

Required:

• Bachelor’s degree from an accredited college or university

• Minimum 4 years of unsecured commercial credit evaluation or related experience.

Preferred:

• Bachelor’s degree in Accounting, Finance, or other related field from an accredited college or university

• Proficient in Microsoft Office Suite of programs

• Experience with D&B product lines 

• Extensive financial statement analysis experience. 

• Understanding how market, industry and financial trends will impact credit worthiness

• Financial statement analysis experience

• Experience interpreting various credit scores and debt ratings

• Knowledge of bankruptcies

• Comfortable conveying message to Sales Leadership that outlines facts and a decision contrary to what they are lobbying for.

• Ability to know how customers differ depending on size and ownership

• Comfortable in dealing with determined salespeople

• Confident talking to senior leadership both in house as well as at the customer

• Effective and flexible communication, and organizational skills

• Able to document and defend reasoning behind a decision (approval or denial)

• Ability to work in a fast paced and evolving environment

• Ability to work independently and on a team

• Ability to work under pressure and meet deadlines

• Good analytical, observational, and decision-making skills

• Strong attention to detail

• Ability to motivate and encourage change, able to get positive results in a very large, dispersed organization

• Values a diverse and inclusive work environment

We will review applications for this role on an ongoing basis and encourage all interested candidates to apply at their earliest convenience.

Compensation Range

The base pay range displayed on each job posting reflects the minimum and maximum base pay for the position across all U.S. locations. Your individual base pay within this range is determined by work location, which takes into account geographic cost of labor, and additional factors, including job-related skills, experience, and relevant education or training. Compensation details listed in this posting reflect the base pay only and do not include additional variable compensation.

Questioning if you meet the mark? Studies have shown that some individuals may be less likely to apply unless they match the job description exactly. Here at C.H. Robinson, we’re building an inclusive workplace where all employees feel they belong. If this position excites you, we welcome you to apply whether you check all the preferred qualifications or just a few. You may just be our next great fit!

Equal Opportunity

C.H. Robinson is proud to be an Equal Opportunity Employer. We are committed to a workplace and performance culture that reflects the strengths of our worldwide marketplace. We value unique experiences and diverse backgrounds of our people within our company, our business relationships, and our communities. We’re committed to providing an inclusive environment, free from harassment and discrimination, where all employees feel welcomed, valued and respected.

EOE//Disabled/Veteran