Hybrid Loan Assistant II presso RNB State Bank

Front Range State Bank is a locally managed independent community bank founded in 1899 with locations in Colorado and Wyoming, offering an array of customized and personalized banking services that meet the needs of businesses and personal clientele. Front Range State Bank takes pride in developing personal relationships with its clients while maintaining the highest level of professional service.

Our mission is to not only provide personalized banking services for our clientele, but to encourage our staff to personally contribute to making a difference in the communities that we serve. The Bank is also working towards being a community leader that balances purpose with profit by considering the impact of its decisions on its workers, customers, suppliers, community, and the environment.

What we are looking for:

Front Range State Bank is looking for a driven, reliable, hardworking employee who wants to make a difference and provide exceptional customer service for our clients and in our community. If your goal is to build a career that is impactful & fulfilling, consider joining our dedicated team. 

Benefit Package Offered: (Subject to Eligibility Requirements)

• 401(k) Profit Sharing Plan
• 401(k) Matching
• Medical, Dental and Vision Insurance
• Heath Savings Account with company contribution
• Employer paid Life/LTD
• AD&D Insurance
• Paid Vacation, Sick and Holiday time
• Flexible Spending Account
• Professional Development Resources/Tuition Reimbursement
• Employee Assistance Program
• An annual bonus may be paid to eligible employees based on organization & individual performance.

The Loan Assistant provides quality and timely administrative support to and assists Lenders with the servicing of all installment, commercial, agricultural, and real estate loan portfolio in accordance with bank guidelines.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

· Assists loan customers in person and by telephone with routine inquiries including but not limited to, account inquiries, payoffs and loan applications.

· Assists Lenders and acts on their behalf, when appropriate and within scope of authority, in obtaining necessary loan documentation and maintaining loan files with complete and accurate documentation.

· Assists Lenders in obtaining corporate entity information, credit reports, financial information, and related loan documentation, including, but not limited to, ordering title searches/commitments, UCC searches, environmental reports, flood determinations and appraisals.

· Filing and recording of collateral documentation to perfect liens including, but not limited to, UCC/EFS and mortgage documents with appropriate State and County entities.

· Prepares loan documentation and correspondence at direction of loan officers.

· Obtains final lien searches, certificate of title or title insurance and verify the correctness of the dates, amounts, legal description and vesting ownership.

· Review loan documents for accuracy, ensuring that fees/disbursements are accounted for and processed properly. Complete final review and quality control check for booked loans.

· Complete post-closing checklists and perform post-closing tasks.

· Processes invoices related to loan closings; reconciles fees collected and disbursed to provide an accurate accounting of transactions.

· Handles customer accounts including processing loan payments, disbursements, and loan advances.

· Responsible for tracking trailing documents for all loan files, maintenance of loan ticklers for incoming documents and retention of these documents in the applicable file(s).

· Monitors closed loans report and processes paid off loan files in accordance with bank procedures.

· Performs cash collateral and stock verifications and processes UCC continuations in accordance with bank procedures.

· Provides excellent customer service while representing the bank to customers in a courteous, professional, and confidential manner.

· Must be detail oriented with good organizational, critical thinking and problem-solving skills with high initiative and an ability to manage multiple deadlines.

· Demonstrate the ability to work cohesively with others.

· Prints and monitor all loan reports, notices, and statements.

NONESSENTIAL DUTIES AND RESPONSIBILITIES:

· Provides notary service.

· Performs all other duties as assigned.

Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

Education/Experience:

· High school diploma or general education degree (GED) and 5+ years Loan Assistant/Loan Processing Experience. Knowledge and experience in Commercial, Consumer & Agriculture lending and banking regulations, policies, and procedures required. Proficient computer skills, including Windows, Excel, Word, Outlook, LaserPro and Imaging Systems required.

Language Ability:

Ability to read and comprehend simple instructions, short correspondence, and memos. Ability to write simple correspondence. Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.

Math Ability:

Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ration, percent and draw and interpret bar graphs.

Reasoning Ability:

Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions. Ability to deal with problems involving a few concrete variables in standardized situations.

Certificates and Licenses:

Notary commission preferred.

Supervisory Responsibilities:

This job has no supervisory responsibilities.

Work Environment:

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by the job include Close vision. While performing the duties of this Job, the employee is regularly required to sit. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; stoop, kneel, crouch, or crawl and talk or hear.

Salary Range: $55,000 - $75,000

RNB State Bank is an Equal Opportunity Employer