Senior Mortgage Officer en SAFE Credit Union
SAFE Credit Union · Folsom, Estados Unidos De América · Onsite
- Professional
- Oficina en Folsom
Exact compensation may vary based on skill, experience and location.
- Discuss SAFE’s mortgage programs with potential borrowers.
- Determine if applicants qualify for the requested mortgage; recommend appropriate mortgage programs.
- Submit timely, accurate, and complete mortgage files to Real Estate Lending for processing, underwriting, doc drawing, and funding.
- Meet minimum production goals, as assigned.
- Maintain current, complete, and accurate status in origination systems for all loans assigned.
- Develop referral sources in the community.
- Discuss other SAFE products and services with borrowers.
- Develop a business referral network through marketing, cold-calling, prospecting, and networking activities.
- Participate in community events to promote home ownership, discuss SAFE’s mortgage programs with potential borrowers.
- Develop a purchase pipeline by building a network of realtors who refer potential buyers, and through the realtor and builder association groups.
- Stay abreast of product, financing, technology, and marketing trends while representing SAFE in the community.
- Follow up on referrals in a timely fashion.
- Complete other duties, as assigned.
- NMLS license.
- Excellent oral and written communication skills.
- Demonstrated skill in planning, organizing, and controlling work.
- Good public relations ability, with the ability to speak clearly.
- Ability to work in a team environment.
- Ability to use a personal computer, with emphasis on Microsoft Office (Word, Excel).
- Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals.
- Ability to write routine reports and correspondence.
- Ability to speak effectively before groups of customers or employees of organization.
- Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals.
- Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.
- Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form.
- Ability to deal with problems involving several concrete variables in standardized situations.
- While performing the duties of this job, the employee is regularly required to sit and talk or hear, and use hands to finger, handle, or feel objects, tools, or controls.
- The employee is occasionally required to stand; walk; reach with hands and arms; and stoop, kneel, crouch, or crawl.
- The employee must occasionally lift and/or move up to 10 pounds.
- Specific vision abilities required by this job include close vision.
- The noise level in the work environment is usually moderate.