Hybrid Credit Products Commercial Portfolio Management Leader bei Regions Financial Corporation

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

Job Description:

At Regions, the Credit Products Commercial Portfolio Management Leader is responsible for leading a team of Credit Products Commercial Portfolio Managers and Analysts. This position actively manages the portfolio management pipeline for new and renewing credits, workflow and issue resolution and keeps key stakeholders proactively informed on workflow management.

 

Primary Responsibilities

• Ensures new loans and renewals are underwritten to prudent risk standards and are in compliance with the commercial loan policy and the credit risk management policy

• Supports, communicates and leads new risk management initiatives in partnership with Credit Products Risk Compliance

• Serves as a coaching resource around client selectivity, loan structuring, underwriting, servicing and risk rating

• Maintains limited client portfolio direct management

• Hires/develops/coaches/manages Credit Products personnel

• Ensures Regions is building the best team and a bench to replace talent at all levels as needed

• Creates and maintains strong working relationships with key stakeholders including Credit Products Managers, Credit Products Associates, Credit Officers, Coverage Bankers, Business Unit Leadership, Geography Leadership and Human Resources

• Maintains strong culture of risk rating timeliness and accuracy.  Leads culture of dynamic risk rating

• Ensures credit monitoring and servicing is timely and accurate

• Partners with Credit Officers to serve as Area or Group point of contact for Credit Review, Problem Asset Management, and internal and external auditors in partnership with the Credit Products Risk Compliance Group

• Assumes overall responsibility for all underwriting and portfolio management functions within the team

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

• BA/BBA/MBA and completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience)

• Ten (10) years of commercial/corporate banking experience

Preferences

• Significant accounting, finance and capital markets knowledge and commercial banking experience

• Two (2) years of coaching, leadership, and/or management experience

Skills and Competencies

• Demonstrated self-starter with strong work ethic, excellent verbal and written communication skills, interpersonal skills, problem solving skills, multi-tasking skills, time management skills, and ability to lead and coach

• Ability to build a cohesive team that incorporates core values and creates a motivational environment that achieves business and credit risk goals

• Strong working knowledge of the group’s emerging and key risks

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

$163,297.75 USD

Median:

$201,670.00 USD

Incentive Pay Plans:

This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.Opportunity to participate in the Long Term Incentive Plan.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.

https://www.regions.com/welcometour/benefits.rf

Location Details

Music Row

Location:

Nashville, Tennessee

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.

Jetzt bewerben