Hybrid Transaction Monitoring Team Lead bei LHV Bank
LHV Bank · London, Vereinigtes Königreich · Hybrid
- Junior
- Optionales Büro in London
LHV Bank Limited is a UK-licensed bank operating across three core business segments: Retail Banking, SME Lending, and Banking Services (BaaS). The bank is a wholly owned subsidiary of LHV Group, a listed financial services provider headquartered in Estonia. LHV Bank operates under a full UK banking licence granted in May 2023.
The Bank supports over 200 fintech clients with embedded financial infrastructure, provides retail savings products via digital channels, and offers SME credit solutions across the UK. In line with its regulatory responsibilities and growth ambitions, LHV Bank is committed to maintaining a robust and proportionate financial crime control environment.
Role Overview
As the Transaction Monitoring Team Lead, you will oversee our transaction monitoring operations to ensure compliance with AML (Anti-Money Laundering) and CTF (Counter-Terrorist Financing) obligations. You will lead a team of analysts and specialists, develop and enhance monitoring systems, and play a pivotal role in shaping our financial crime prevention strategy.
Key Responsibilities:
Leadership & Team Management
- Manage and mentor a team of transaction monitoring analysts.
- Oversee day-to-day operations including case allocation, reviews, and escalations.
- Conduct regular 1:1s, performance reviews, and provide continuous feedback and development support.
Transaction Monitoring Operations
- Oversee alert reviews, investigations, and decisions regarding suspicious activity.
- Ensure timely and high-quality Suspicious Activity Reports (SARs) and internal escalations.
- Maintain and refine transaction monitoring rules and scenarios to reduce false positives and increase detection accuracy.
Compliance & Regulatory Engagement
- Stay abreast of UK and international AML/CTF regulatory changes and industry best practices.
- Ensure the team’s processes and outputs meet FCA and POCA standards.
- Act as a point of contact for internal audit, external regulators, and law enforcement, when required.
Process Improvement & Strategy
- Identify process inefficiencies and drive continuous improvement initiatives.
- Collaborate with data science, technology, and product teams to improve rule logic and detection systems.
- Contribute to risk assessments and enhancement of the bank’s AML framework.
Skills and Experience:
- Significant experience in financial crime, AML, or transaction monitoring roles, preferably within a fintech or digital bank.
- Prior leadership or team lead experience.
- In-depth knowledge of UK and EU AML regulations, FCA guidelines, and industry standards.
- Experience working with transaction monitoring systems (e.g., Actimize, SAS, ComplyAdvantage, etc.).
- Strong analytical, investigative, and decision-making skills.
- Excellent written and verbal communication skills.
Some of our benefits
• Competitive salary & progression
• Open and inclusive culture
• Hybrid working
• Fantastic offices and great working environment
• Vitality Health Plan (includes private health insurance, travel insurance, gym discounts)
• Medicash health plan (Level 3)
• 5% employer pension contribution
• Life assurance
• Income protection insurance
• 28 days holiday plus 3 additional days, bank holidays & further days for various key life events
• Team socials
