AVP, Private Banking -Lending na Dollar Bank
Dollar Bank · Cleveland, Estados Unidos Da América · Onsite
- Professional
- Escritório em Cleveland
Job Description
Required Qualifications:
• Bachelor’s degree in finance or related field, or commensurate experience.
• Three (3) years of lending experience in private banking, consumer lending, mortgage origination, business banking, or commercial lending with a demonstrated history of sourcing new business opportunities.
• Must have ability to manage a portfolio of client relationships including growth, retention, and expansion.
• Understanding of legal and regulatory issues associated with the lending function, as well as documentation requirements.
• Must possess strong analytical, organizational, and customer service skills.
• Exceptional oral and written communication skills.
• Proficiency in computer skills including Microsoft Word & Excel.
• Must have excellent interpersonal skills and be a team player.
• A valid driver’s license and access to a reliable vehicle.
• Candidates being considered will be subject to additional background checks as required by the Office of the Comptroller of the Currency.
Preferred Qualifications:
• Understanding of collateral, valuation, perfections, and liquidation.
• Credit/underwriting experience.
Principal Activities and Duties:
• Source and develop new client relationships to include loans and deposits.
• Gather financial information and underwrite loan proposals.
• Present credit proposals to division head and credit committees for approval.
• Administer and maintain loan portfolio.
• Meet annual loan production and growth goals plus associated deposit account goals.
• Maintain high credit standards to ensure that the highest levels of the portfolio quality are achieved.
• Ensure that proper and complete loan documentation is prepared and executed, and that security conformity with loan covenants, collateral advance ratios and other conditions.
• As necessary, manage workouts, ensuring maximum preservation of principal for the Bank.
• Refer business to other asset areas of Dollar Bank to include, but not limit to: Corporate Banking, Treasury Management, Business Banking and Commercial Real Estate.
• Represent Dollar Bank in professional associations and community functions to develop new business relationships.
•All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing, and monitoring the risk they encounter daily as required by Dollar Bank’s risk management program. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Address 1
Department
Schedule Information
8:00am - 5:00pm
Employment Status
Address 2
Region
FLSA
EEO Statement
Minority/Female/Veteran/Disabled
Benefits Information
Part-time employees qualify for 401(k) with immediate vesting, tuition reimbursement, and gym reimbursement.
For more information, please visit http://www.dollar.bank/company/careers/benefits.