Hybrid Retail Lending Closer presso First Financial Bank

We do the right things, right now.  We do them in a way that is relevant to our clients.  Become a part of our history as it continues to be written! 

If you are interested and qualified for this role, we invite you to apply.

The Retail Lending Closer specializes in preparing and reviewing loan and mortgage closing packages and paperwork. This role ensures the accuracy and completeness of the documentation. The Retail Lending Closer manages through resolution any concerns, problems, and/or documentation issues. The role works closely with lending staff and is a critical part in ensuring necessary due diligence is completed on consumer and mortgage loan closing requests.

Essential Functions/Responsibilities

• Acquires knowledge of the consumer and mortgage product lines that you are assigned to, origination systems, all applicable laws and the bank's lending policies and procedures.
• Reviews loan approval, supporting documentation, and systems to determine TRID rules are met and due diligence is completed prior to preparing closing documents.
• Responsible for sending closing instructions and reviewing HUD-1 Settlement statements to assure adherence to Regulatory and Investor guidelines for mortgage closings.
• Responsible for partnering with lending staff to address any documentation deficiencies or issues prior to scheduled loan closing.
• Prepares all applicable disclosures and closing documents in accordance with company policy and guidelines.
• Maintains open lines of communications with all parties in a timely fashion.
• Verify underwriting and funding conditions are signed off on underwriting approval.
• Obtain essential documentation to prepare closing documents and disbursement of funds.

Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job

• 1-2 years of experience in consumer lending, Mortgage or consumer banking preferred
• Detail-oriented and organized with excellent communication, phone and customer service skills
• Strong computer skills; loan industry software preferred
• Mathematical and calculation skills needed to ensure accuracy

Preferred Knowledge and Skills

• Problem solving to ensure various solutions are explored

• Time management skills

• Adaptability and willingness to learn

Level of Complexity and Scope

• Some accountability for medium-term tasks and many recurring basic initiatives

• Limited use of judgement related to administrative issues

• Applies knowledge of standardized rules, procedures, and operations

• Issues tend to be routine in nature

Degree of Independence and Decision-Making

• Meets clearly defined demands and influence is limited to entry level support staff

• Interacts with a range of individuals, both within and outside immediate team, to convey basic information

• Follows established guidelines

Required Supervisory Responsibilities

• No direct supervisory responsibilities.

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Physical Requirements

• Prolonged periods of deskwork.
• Frequent use of computer, keyboard, phone and office equipment.
• Occasional moving within the office or to other locations within the building.
• Occasionally lifting and carrying light objects, typically up to 10-15 pounds.
• Occasionally reaching for items on shelves or in drawers.
• Clear and effective communication in person and over the phone.
• Ability to move within an office environment.

Compliance Statement

The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements.

Development and Training

Benefits

We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide. 

Incentive Eligibility

All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions.

It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law.

We are an E-Verify Employer.

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