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Insurance Product Development Specialist

Richmond National · Glen Allen, Estados Unidos De América · Onsite

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Job Title: Insurance Product Development Specialist
Location: On-site in Glen Allen, VA

Responsibilities:

Product Design & Innovation
  • Lead the development of new commercial lines insurance products and enhance existing products.
  • Translate underwriting strategies into policy forms and coverages, endorsements, applications and related materials.
  • Monitor market trends, competitor offerings, and legal/regulatory/judicial changes to inform product enhancements.
Legal & Regulatory
  • Draft and review policy forms and endorsements to ensure legal soundness and clarity.
  • Coordinate within internal legal and compliance department to validate state-specific regulatory adherence.
Cross-Functional Collaboration
  • Partner with actuarial to align form language and risk appetite.
  • Support underwriting and claims with coverage interpretations, training, and documentation.
  • Collaborate with IT and operations teams to implement policy changes into systems and processes.
Leadership & Strategy
  • Lead internal initiatives for product standardization, innovation pilots, or compliance audits.

Preferred Qualifications:
Skills and Experience
  • Bachelor's degree and 3+ years of commercial lines insurance experience, and/or equivalent combination of education and relevant insurance experience. 
  • 3+ years in a product development, claims, underwriting, coverage, or related role.
  • Expertise in policy or contract drafting, coverage analysis, and/or insurance law interpretation or contract law interpretation.
  • Exceptional drafting, communication, and analytical skills.
  • Familiarity of insurance regulatory frameworks across states.
  • Familiarity with ISO Forms.
  • Proficiency in Microsoft Office.
  • Experience with product lifecycle management tools (i.e. Mozart) is a plus.