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Credit Manager

Job Role :As part of Credit Team for Working Capital Finance
• Managing team of Credit Managers
• Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based )
• Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.
• Visiting customers for personal discussions and  deal structuring 
• Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained
• To evaluate proposals of customers for Home Loans, Loan against Property
• Decision making within defined TAT
• Understanding of property related aspects (like legal title and market value of the property) is an added advantage
• Coordinating with sales, operations, legal, technical and customer service