Credit Officer en Mirabaud & Cie SA

Joining Mirabaud, means entering an entrepreneurial and innovative environment. With the 7th generation of the Mirabaud family working within the bank, the culture is that of a family business. With over 750 employees based in 10 countries worldwide, Mirabaud offers opportunities to develop one’s career across an international network of 14 offices.

To complete our team in Geneva, we are looking for a Credit Officer to cover the following tasks:

• Support and ensure the processing of credit operations and related administration tasks as well as liaise with management for the appropriate formalization of credit requests, also in support of international entities;
• Be in charge of daily monitoring and follow-up on respect of Lending Value Ration rules (monitor appropriate coverage of credit facilities, send alert to RM and/or formal Communication to clients of LVR deficiencies - e.g. Margin Call letter)
• Analyse, process the establishment of complex and structured Lombard credit operations (life insurances pledges, bank guarantees, including FOREX and derivatives, etc.) and ensure the follow-up of related client risks;
• Participate in the process of updating the department's regulations, guidelines and procedures as well as in the coordination for the equivalent of the international entities;
• Support the review of the automation processes, in particular for the setting up and renewal of loans, as well as the procedure for the equivalent of the international entities;
• Support any other automation and IT development projects 

• Advanced level of banking training or University Degree;
• Minimum 8 years  in banking activities and credit;
• Very good knowledge on Credit (mainly Lombard) and development skills on Regulators' report;
• Excellent knowledge of credit instruments, financial products (risk analysis, structuring of complex Lombard loans);
• Proficiency in MS Office and Bloomberg, knowledge of Excel VBA an asset;
• Good team player, very good spirit of adaptation and flexibility, good oral and written communication skills;
• Dynamic, analytical and synthetic mind.
• Fluent in French and English, another language is an asset;

Step into the action!

• Family-friendly and dynamic environment;
• Direct impact on the business, no matter your position or seniority;
• Work in an environment that encourages autonomy and entrepreneurship;
• Flexible working arrangements to help you achieve a better work-life balance;
• Variety of cultural and sporting activities during your free time;
• Inclusion and equal treatment;
• Various employee benefits & family friendly benefits.