Product Owner, Cards & Payments en Cognizant

Role Overview 
We are seeking an experienced Product Owner / Product Manager with deep expertise 
in the Payments domain to join our consulting team in Mumbai. The ideal candidate 
will bring strong functional knowledge, hands-on experience with global payment 
standards, and proven ability to manage complex stakeholder environments. 
Key Responsibilities 
 Stakeholder Engagement: Drive collaboration across business and technology 
teams to ensure alignment on product vision and delivery. 
 Requirements Management: Analyse business needs, define scope, and 
maintain requirement traceability throughout the project lifecycle. 
 Solution Design: Participate in system architecture discussions and ensure 
alignment with business objectives. 
 Agile Delivery: Write Epics and User Stories; manage backlog using tools such 
as JIRA and Confluence. 
 Process Documentation: Prepare flow diagrams and functional specifications 
using Visio. 
 Development & Testing Support: Provide guidance to application development 
and QA teams during implementation phases. 
Required Skills & Expertise 
 Strong knowledge of SWIFT, ISO 20022, and cross-border payments. 
 Familiarity with MT/MX messaging formats and message types such as PACS, 
CAMT, PAIN. 
 Proficiency in SQL for data analysis and validation. 
 Hands-on experience with Visio for process modelling. 
 Demonstrated experience in writing Epics and User Stories in an Agile 
environment. 
 Excellent communication skills in English and strong interpersonal abilities. 
Preferred Qualifications 
 Payments-related certifications (e.g., SWIFT, ISO 20022) will be an advantage. 
 Prior experience in global consulting or financial services projects. 
Why Join Us? 
 Opportunity to work on cutting-edge payment transformation initiatives. 
 Collaborative environment with global exposure. 
 Career growth in a leading consulting organisation.