Financial Advisor en A+ Federal Credit Union

Financial Advisor

Job Type: Full-Time- On Site

Exemption Type: Exempt

Financial Advisors work in partnership with the credit union to provide comprehensive financial services to credit union members. A Financial Advisor is an integral part of the credit union environment providing wealth management services in the area of investment, insurance, retirement and estate planning.

Essential Functions:

Department Support

• Identifies and evaluates customer needs for financial services, assess the objectives and goals of the individual, then develops a personalized investment strategy to implement.
• Utilizes a financial planning approach and related software to draft a comprehensive financial plan creating customized strategies unique to each member.
• Remains visible to public to meet potential new clients for A+FCU, including conducting client workshops/seminars on various topics (i.e., Social Security, Education planning, Retirement planning, etc.)
• Services and performs periodic reviews of existing client accounts and meets with clients periodically to review and update client needs ensuring investment objectives and goals are progressing according to plan.

Branch Support

• Works with branch managers to identify and leverage cross-sell opportunities both to and from investment services.
• Provides regular feedback to branch employees, credit union leaders and manager regarding business results and development initiatives.
• Drives investment and program integration initiatives and provides branch personnel training in assigned branches.
• Commitment to supporting, and contributing to, a team-oriented culture and participation in A+FCU sponsored community events.

Miscellaneous

• Meets regularly with manager for continued training and development.
• Attends training and/or completing required continuing education and keeps current on investment products and services offered.
• Stays current and analyzes market conditions. Stays updated on financial and investment vehicles in the market and the tax and securities consequences to clients with particular investments.
• Maintains confidentiality.
• Performs additional duties as assigned or directed

Education and Experience

• High school diploma or GED required
• Bachelor�s degree in Business, Finance, or related field preferred
• Active Series 6, (Series 7 preferred), 63/65 (or 66) licenses along with Texas Life, Accident & Health licenses required
• Clean U-4 required
• Two years of sales experience in the financial services industry required (bank or credit union preferred)
• Certified Financial Planner (CFP) designation preferred

Knowledge, Skills & Abilities

• Strong time management, prioritization, and organizational skills. Proficient in Microsoft Office Suite.
• Excellent communications skills, both verbal and written, necessary to provide exceptional service to all members/clients and enthusiastically promote the investment program to internal partners and an external network you develop
• Experience delivering high quality service in all interactions with clients, prospective clients, and staff within a financial institution environment
• An advanced level of performance and work ethic requiring minimum supervision
• Strong integrity and ethics
• Advanced critical thinking, analytical and problem-solving skills
• Ability to travel between branch locations as needed

Physical Functions

• Must have the ability/stamina to work at least 40 hours a week
• Will frequently reach, feel, bend, stoop, carry, finely manipulate and key in data
• Must be able to communicate heavily through telephone, e-mail and in-person communications
• Must be able to engage in problem-solving skills to help identify and solve potential issues in the field

Types of Decisions requiring supervisory approval: Situations outside A+FCU policies and procedures