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Homeoffice Insurance Sales Agent — Final Expense / Life (Remote or Field) en Hive Financial Systems

Hive Financial Systems · Murrieta, Estados Unidos De América · Remote

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Join a top-performing, elite sales unit built by former Special Operations leaders, Tier-1 insurance producers, and veteran corporate operators. You’ll help families secure affordable coverage while mastering a proven, repeatable sales system. We provide free, high-intent leads for an initial ramp-in period, world‑class training (with course discounts), and best‑in‑class compensation. (Final Expense - Whole Life (IUL/FIA) - Term )

Team Responsibilities (What Great Looks Like)

  • Own the outcome: Hit weekly activity and issued premium targets; treat the pipeline like mission-critical work.
  • Serve the client: Conduct needs analyses with empathy, recommend right‑fit products, and ensure policies are placed and persist.
  • Master the craft: Follow our sales playbook (open, probe, bridge, close), use compliant scripts, and iterate with coaching.
  • Operate with discipline: Maintain CRM hygiene daily (notes, dispositions, next steps) and manage calendar with precision.
  • Communicate like a pro: Debrief in standups, flag risks early, and share wins/lessons with the team.
  • Uphold compliance: Follow carrier/state regulations, protect data, and complete CE and licensing on time.
  • Be a teammate: Support peers, role-play regularly, and contribute to a winning culture.

Key Duties

  • Handle inbound/live-transfer calls and scheduled appointments from free lead allocation (initial ramp) and personal prospecting thereafter.
  • Qualify prospects, run needs analysis, and present tailored options (Simple Issue Whole Life, Term, FE riders, etc.).
  • Submit e‑apps cleanly; manage underwriting requirements, exams (if any), and follow-ups to close and place business.
  • Manage a tight follow‑up cadence (SMS/Email/Voice) using approved templates and sequences.
  • Track metrics: contact rate, set rate, show rate, close rate, AP submitted, AP issued, placement and persistency.
  • Attend daily/weekly coaching, mock calls, and KPI reviews; implement feedback immediately.

“Sell This Job” 

  • Elite Team & Culture: Work alongside former SOF leaders, seasoned executives, and Tier‑1 producers. High standards, zero drama, relentless support.
  • Best Comp Structure: Among the most competitive commission rates with fast advancement for consistent performers.
  • Free Leads to Start: We invest in you—high‑intent leads provided during ramp to build momentum and confidence.
  • Training That Pays Off: Course discounts, daily coaching, and a battle‑tested playbook designed for rapid wins and long‑term mastery.
  • Meritocracy: Clear scoreboard, transparent promotions, and meaningful leadership opportunities.

  •  Mission With Meaning: Protect families, build legacy, and get paid for doing work that matters.

 

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