Regulatory Compliance Manager (FinTech:PI/EMI) en YouLend

About Us

YouLend is a rapidly growing FinTech that is the preferred embedded financing platform for many of the world’s leading e-commerce platforms, tech companies, and Payment Service Providers. Our software platform enables our partners to extend their value proposition by offering flexible financing products in their own branding, to their merchant base, without capital at risk.  

We are owned by the leading Private Equity company, EQT, and have grown +100% year-on-year since 2020. We are headquartered in London, UK, but are also present in several European countries as well as the United States where we service our partners, including eBay, Amazon, Just Eat, Shopify, and Stripe.       

The Role

The Regulatory Compliance Manager will be a key figure in ensuring YouLend maintains a robust regulatory compliance framework. Reporting directly to the Head of Regulatory Compliance this role will focus on enhancing compliance processes, monitoring regulatory risks, and ensuring adherence to FCA, EU, and global standards as we pursue additional regulatory authorisations. 

This role offers an exciting opportunity for an experienced compliance professional to play a pivotal role in helping to shape our regulatory compliance framework and support YouLend with future expansion plans.  

Requirements

Responsibilities: 

• Regulatory Compliance Framework – Contribute to the maturity of the regulatory compliance strategy and framework, ensuring there is a consistent and scalable approach to ‘compliance’ across training, policies, KRIs, testing, reporting. 
• Compliance Monitoring -  Support with the enhancement of the design and implementation of YouLend's Compliance Monitoring and Testing Programme including tracking and monitoring progress against the annual monitoring program and adapting it to the changing regulatory and business environment. 
• Governance and Management Reporting - Raising the standards of management reporting and governance, assisting the Head of Regulatory Compliance with preparing updates to YouLend’s Senior Management Team where necessary and embedding a governance framework that facilitates this.   
• Horizon scanning - Through the identification, assessment, and ongoing monitoring of current and future regulatory risks, including gap analysis of new regulatory initiatives and guidance from the Youlend’s regulators 
• Advisory – Act as a trusted advisor to the business, providing guidance on regulatory topics and helping the business navigate complex compliance landscapes in the UK, EU, US and other jurisdictions. 
• Regulatory Engagement - Support the Head of Regulatory Compliance with managing regulatory engagement, tracking and handling queries, audits, and ongoing communications with YouLend’s Regulators. 
• Regulatory Reporting - Lead regulatory reporting processes to ensure timely and accurate submissions to the FCA and other relevant authorities. 
• Enterprise Risk Management -  Support with the uplift of YouLend’s Enterprise Risk Framework, working with risk owners across the business to develop and mature the identification, assessment and management of  YouLend’s enterprise risks. 

The ideal candidate will have the following skillset:  

• 3- 5 years’ experience in a regulatory compliance role, ideally within a payment institution, electronic money institution or a similar regulated entity. 
• Strong analytical skills with the ability to identify and solve complex business problems 
• Demonstrable experience of supporting the implementation of compliance frameworks, particularly for FCA-regulated entities. 
• Experience leading regulatory reporting processes. 
• Familiarity with EU regulatory regimes and experience supporting applications for new regulatory authorizations is a strong plus. 
• Experience working in B2B financing or corporate lending is desirable. 
• Experience applying statistical techniques and analytical methods to extract insights from data.  

Desirable skills:

• Strong knowledge of FCA regulatory requirements, including the FCA Handbook and Payment Services Regulations (PSRs).  
• Proven ability to assess and manage regulatory risks, with experience in conducting thematic reviews and compliance monitoring. 
• Expertise in key compliance themes such as governance, complaints handling, safeguarding, product governance and outsourcing, and in depth understanding of risk mitigation frameworks. 
• Exceptional analytical skills, including conducting gap analyses to address new regulatory initiatives and guidance. 
• Strong written and verbal communication skills, with experience preparing high-quality reviews, assessments, and reports for senior stakeholders and regulators. 

Benefits

Why join YouLend?  

• Award-Winning Workplace: YouLend has been recognised as one of the “Best Places to Work in 2024 and 2025” by the Sunday Times for being a supportive, diverse, and rewarding workplace. 

• Award-Winning Fintech: YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC. 

It’s just getting fun: 

• We have developed powerful solutions, won some significant partnerships, and are growing at a rapid pace.  

• But the global opportunity is still massive, and YouLend is a raw organisation where we are only just getting started.  

Lots of upsides: 

• High-growth (>100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with business).  

• Well-capitalised with supportive private equity backing.  

• Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets.  

Motivating work environment:  

• A high-quality team that pushes each other to succeed through direct feedback and aligned incentives.  

• Strong and transparent team culture, we have each other’s backs.  

• Independent work environment where results matter.   

• Data-driven culture and emphasis on speed (anti-red tape).  

We offer a comprehensive benefits package that includes:  

• Stock Options 

• Private Medical insurance via Vitality and Dental Insurance with BUPA  

• EAP with Health Assured 

• Enhanced Maternity and Paternity Leave 

• Modern and sophisticated office space in Central London 

• Free Gym in office building in Holborn 

• Subsidised Lunch via Feedr 

• Deliveroo Allowance if working late in office 

• Monthly in office Masseuse 

• Team and Company Socials 

• Football Power League / Paddle and Yoga Club  

At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.