Regional Healthcare Manager en Primis Bank
Primis Bank · Jersey City, Estados Unidos De América · Onsite
- Professional
- Oficina en Jersey City
Position Summary: Responsible for designing, developing, and implementing solicitation programs to attract new customers in the business community. Additionally, this position manages commercial customer relationships as well as underwrites and manages commercial loans.
- Develop and implement business development strategies and activities in order to attract profitable new commercial business.
- Effectively manage, retain, and grow existing commercial customer relationships to enhance their profitability.
- Efficiently and effectively, analyze and underwrite commercial loan requests balancing risk with revenue opportunities.
- Negotiate credit terms, such as pricing, loan repayment methods, and collateral specifications.
- Provide input into the interest rate structure to be consistent with bank policies and procedures, and to be competitive with current market rates.
- Minimize credit portfolio risk by proactively managing assigned commercial loan portfolio. This includes assigning appropriate risk grades, ensuring proper documentation, timely receipt and analysis of financial information, annual credit reviews, and developing and implementing timely action strategies to mitigate risk.
- Regular, reliable, and predictable attendance.
- Maintain compliance with and adhere to all state and federal regulations and Bank policies and procedures, including, but not limited to Bank Secrecy Act, SAR, CTR, FACT ACT, Community Reinvestment Act, EEO, and fair employment practices.
- All other duties as assigned.
- Bachelor’s degree in business, finance or related field
- Previous commercial lending experience (preferred)
- Knowledge and experience with Healthcare specific lending (preferred)
- Knowledge of bank policies, procedures and products
- Effective and professional verbal and written communications
- Exceptional interpersonal skills including ability to develop business relationships
- Strong research skills
- Strong negotiation skills
- Proficient on department software and MS Office products
In terms of an 8-hour workday, “occasional” equals 1% to 33%, “frequent” equals 34% to 66% and “continuous” equals 67% to 100%. However, some duties are performed monthly, annually or sporadically throughout the year and are essential functions. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions of the position, if the accommodation does not impose an undue hardship that would require significant difficulty or expense.
- Continuous remaining in a stationary position, particularly, but not limited to, at a desktop computer
- Continuous repetitive use of hands/arms; particularly concerning to typing, writing, phone & computer use
- Continuous communication: verbal and written, in-person, phone and electronic
- Continuous use of desktop computer
- Office setting with travel to other locations within lending footprint
