Loan Pricing Analyst en Horizon Farm Credit

Who we are:

Farm Credit Bank of Texas is a $40.5 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation’s capital markets. 

While you may not be familiar with our name, Farm Credit Bank of Texas plays a critical role in supporting the businesses that make it possible for America to maintain access to an affordable and safe food supply, an industry which is one of the most innovative and evolving of our time. And while you help us deliver on our mission, we deliver on our commitment to you as a valued employee by providing competitive compensation, generous health and wellness benefits packages and an attractive hybrid workplace located along the bluffs of the Colorado River just minutes west of downtown Austin. 

We seek out top talent in their fields, whether it be technology, finance, accounting, credit, human resources, or other administrative functions, and welcome you to join us in our mission to feed the world. 

Position Description: 

The primary purpose of this role is to manage and execute the daily, weekly, monthly, quarterly, and annual processes related to loan pricing, rate uploads, and compliance reporting. This position ensures accurate and timely dissemination of rates and spread information, supports internal and external stakeholders with rate confirmations and requests, and maintains compliance with internal controls and audit requirements. The role is critical to maintaining operational efficiency and regulatory adherence within the lending products function.

Day-to Day-Duties and Responsibilities: 

• Maintain and distribute daily pricing and rate information across internal systems and communication channels.
• Support rate confirmation and lock requests from internal and external stakeholders.
• Perform regular updates to rate and spread data on a weekly, monthly, and quarterly basis.
• Ensure timely posting of financial benchmarks and cost calculations used in lending operations.
• Coordinate scheduled notifications and updates to relevant teams and associations regarding rate changes.
• Execute compliance-related tasks including SOX control verifications and audit support.
• Participate in disaster recovery testing and other annual operational readiness activities.
• Respond to ad-hoc requests related to internal audits, compliance testing, and data validation.
• Perform system testing to validate pricing functionality and data integrity. 
• Develop and maintain training documentation and operational procedures.
• Develop proficiency in Microsoft Excel, Access, PowerPoint and Word

Skills:

The ideal candidate will demonstrate strong data management capabilities with close attention to accuracy and detail, particularly in handling financial and pricing data. Effective communication skills are essential for coordinating with internal teams and external stakeholders, as well as for distributing timely pricing information. The role requires excellent time management and organizational skills to balance recurring tasks with ad-hoc requests. A working knowledge of compliance frameworks, including Sarbanes-Oxley (SOX) controls and audit processes, is highly beneficial. Familiarity with financial systems and tools used for pricing, rate posting, and system testing is preferred, with the expectation that proficiency can be developed through training and hands-on experience. The ability to develop and maintain clear documentation and training materials is important for supporting team knowledge and operational consistency. The candidate must be able to exercise sound judgment, use discretion in handling sensitive information, and maintain confidentiality. The ability to work with moderate supervision and to travel on a moderate basis is also expected. Strong problem-solving skills and a collaborative mindset are key to success in this role.

What You Bring to the Team:

Our ideal candidate lives within a commutable distance from our office and appreciates the value of hybrid work design.

It’s an important role that covers many skills. This position requires:

Bachelor's degree with a major in finance, accounting, or business administration.  Three (3) to five (5) years of experience in banking or financial services industry. Experience in loan pricing, interest rate risk management, financial analysis, capital markets operations or other Treasury functions preferable. 

Why Farm Credit Bank of Texas:

In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance:

• Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more.
• 401(k) plan that includes an employer match and additional employer contribution
• Long-term disability and life insurance
• Vacation leave, sick leave, and paid holidays
• Option to use sick leave to take your pet to the vet for emergency services 
• Up to two days per year to volunteer in local community organizations, services, or events
• Ongoing professional-development opportunities
• Generous tuition-reimbursement program
• Physical fitness incentive plan
• Employer matching gifts program

Important note: We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We can’t personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit. 

 
A/EOE/M/F/D/V

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