Loan Operations Specialist en First National Bank of Kentucky

POSITION SUMMARY:    Upload/review of loan data, scanning/check back of loan documentation. The positions in the operations area are subject to rotation.  

ESSENTIAL FUNCTIONS:

1.    Upload, input, and check back documentation for all new and renewed loans. 

2.    Process mailed-in customer loan payments and deliver internal loan department mail. 

3.    Perform maintenance requests submitted from loan staff, such as automatic transfer requests. 

4.    Pull paid outs from the Director daily, to include preparing the paid-out file, and releasing collateral for all locations.  

5.    Process/review daily Print mail file for accuracy of customer statements being mailed. 

6.    Scan, index, and review all loan documents to create accurate system documentation and ensure the integrity of loan data for all new and renewed loans following system upload, to include additional documentation received for the loan file.

7.    Balancing and processing of escrow payments for taxes and insurance. Mailing of annual analysis statements.  

8.    Coordinates internal and external audit requests to include reviewing request lists, requesting and receiving files from various branches, and monitoring the disbursement of the files to and from auditors. 

9.    Maintenance of customer accounts due to Bankruptcy.

10.    Process various monthly department reports such as VSI, UCC, and FEMA.

11.    Maintenance of active customer files for credit reporting purposes.  

12.    Process incoming and outgoing loan Participation Payments.

13.    Rotation of the loan administrative desk per the provided schedule. 

OTHER RESPONSIBILITIES:

1.    Provides assistance to Lenders and Loan Assistants as needed

2.    Performs other work-related duties as assigned

3.    Performs Job Duties in Accordance with all appropriate laws and regulations to include BSA.

PHYSICAL DEMANDS:

While performing job responsibilities, the employee is required to speak and hear English.  The employee is often required to use their hands and fingers to process loan documents.  The majority of the day (70%) would be spent sitting at a desk.  Occasionally, it is required for the employee to bend, kneel, or crouch (15% of the day), walk (5% of the day), and climb and balance (10%).  The employee may be required to lift up to 10 pounds to perform their job.

EDUCATION, EXPERIENCE, AND SKILLS REQUIRED:

1.    Ability to read, write, speak, and understand English well.

2.    High School Diploma required 

3.    Some business and office procedure work experience is preferred

4.    Ability to comprehend and interpret computer software programs

5.    Proficient computer and keyboarding skills

6.    Strong analytical, interpersonal, and communication skills 

7.    Ability to use office equipment and Office 365.