Insurance Producer en Iowa State Bank

Energetic and sales-driven insurance producer with a passion for building successful client relationships from initial contact to ongoing service. Committed to delivering exceptional client service, retaining a loyal book of business, and proactively assisting with policy changes and claims. Skilled in needs analysis, risk assessment, and created customized proposals to provide comprehensive insurance solutions for both individuals and businesses. Strong verbal and written communication and interpersonal skills as well as the professional manner to interact with other internal employees and departments. 

This position has the flexibility to be located at other Insurance branch locations depending on client relationships and servicing needs.  

Sales and Marketing

• Generate new business:  Actively prospect new leads through cold calling, networking, and following up on referrals. 

• Create proposals and quotes: Interview prospective clients to understand their needs, financial resources, and existing coverage.  Then, provide customized policy options and quotes calculations.

• Market Policies: Promote and sell various types of insurance, to include personal lines, health, and life insurance.  

Client Service and Account Management

• Manage client relationships:  Build and maintain long-term relationships through regular communication and follow-up.

• Conduct policy reviews:  Perform annual or periodic reviews of clients’ policies to recommend adjustments, add-ons, or changes in coverage as their needs change.  

• Process policy changes:  Assist clients with policy changes such as additions or deletions, modifications to their policies, process payments, and explain billings.

• Assist with claims:  guide policy holders through the claims process, help with documentation, and act as a liaison with the insurance carrier.  

Administrative 

• Maintain client records:  ensure all client and policy information is accurate and kept confidential.  

• Process applications:  complete and submit applications and other paperwork to the insurance carrier for underwriting and approval. 

• Manage policy renewals:  track renewal dates and ensure policies remain active, contacting clients in advance to review their coverage, assess risks that pay increase premiums.

• Stay current on regulations.

• Licensing:  must possess a valid state insurance license for each line of authority, stay current with CEU hours, and certifications.

• Create new insurance policies for clients, collecting all necessary information and filling out all the required forms.

• Perform various clerical tasks in the office that include answering phones, copying forms and typing documents.

Other Job Functions

• Will have extensive contact with the public and conduct relationships in a manner that will enhance the overall professional image and marketing efforts of the agency.

• Participate in outside civic activities that enhance the agency and personal growth.

• Respect the ability to handle confidential information according to the compliance regulations and integrity of the agency and its clients.

Employee Benefits include:

Health

Dental

Vision

401(k) with match

Health Savings Account

Paid STD

Paid LTD

Paid Life Insurance