Credit Manager-HOUSING FINANCE-Credit en Kotak Mahindra Bank Ltd
Kotak Mahindra Bank Ltd · Ahmedabad, Indien · Onsite
- Professional
- Oficina en Ahmedabad
JOB DESCRIPTION
Job Role :As part of Credit Team for Working Capital Finance |
• Managing team of Credit Managers |
• Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) |
• Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. |
• Visiting customers for personal discussions and deal structuring |
• Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained |
• To evaluate proposals of customers for Home Loans, Loan against Property |
• Decision making within defined TAT |
• Understanding of property related aspects (like legal title and market value of the property) is an added advantage |
• Coordinating with sales, operations, legal, technical and customer service |
Job Requirements: |
• Qualification- CA with relevant underwriting experience |
• Job Knowledge – |
o Technical underwriting experience |
o Analytical skills |
• Skills & Experience – |
o Experience of 2-4 years in relevant working capital products is desired, |
o Should be able to handle time bound activities effectively |
o Should be an effective team player. |
o Should have a sense of urgency & keenness to learn. |
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