miles Work Opportunities ∙ Page 1

Position General Responsibilities:

Responsible for various duties, performing as a Loan Processor for designated officers. This includes all facets of loan document preparation, recordation, and maintenance of credit files. Tickler list management and loan accounting are also critical to the job function.

Education, Experience and Certification Requirements:

Note: Only minimum responsibilities are listed. Other responsibilities may be required as requested by management. 
 

Basic Qualifications:
 1. 2 year college level course of study in Business Administration and/ or financial institution or related field experience or equivalent training and / or experience.

2. Excellent customer service sills.

3. Strong communication and organizational skills.

4. Must be able to work independently and to prioritize multiple tasks.

Preferred Skills:
 1. Previous Loan Processing Experience.

 Position Specific Responsibilities, Duties and Competencies

Loan Processing:

1. Loan documentation preparation for all lenders, especially consumer loan documentation.
2. Responsible to develop expertise in loan documentation as well as to develop general credit skills commensurate with the position of loan processor.
3. Responsible for tickler list, loan file maintenance, loan accounting, new note recording, scanning, booking & filing.
4. Responsible for professionally dealing with title companies and insurance companies.
5. Responsible for collateral safekeeping as applicable.
6. Responsible for correspondence mailings, phone, and lobby traffic.
7. Prepare adverse action notices, manage denial / withdrawn credit files.
8. Provide secretarial help as needed.
9. Process paid and renewed notes.
10. Filing for loan department; make loan advances and payments.
11. Other duties as assigned
12. Responsible for preparation of notes modifications and extensions; letters of credit and commitment
13. HDMA Specialist, preparation of HMDA reports and maintenance of compliance logs and files.
14. Pull credit reports/ build and maintain files.
15. Quote loan payoffs as needed; monitor lien filings; order appraisals, lien searches, and title commitments. Contact insurance companies as deemed necessary.
16. Package secondary market real estate loans to Miles City. 
17. Process payoffs & complete documents relating to satisfaction of mortgage for real estate loans.
18. Assist commercial loan officers in maintaining flooring lines.