Microsoft-office Careers in miami-fl ∙ Page 1

KEY ACCOUNTABILITIES 

• Attend Pre-Screen meetings and hold individual deal screens with Commercial Bankers, Market Managers, Regional Managers, Head of Custom Credit, Chief Operating Officer and/or Group Head to jointly discuss the structure, risk and resources. 

• Works closely with team to navigate deals through the credit approval process. Act as resource for team and Commercial Bankers on LP reviews. 

• Advise on credit actions related to the existing portfolio (e.g., structure, waivers, modifications). 

• Ensure past dues, reviews, renewals, and reporting are timely and oversee Commercial Bankers to ensure risk ratings are accurate. 

• Serve as a liaison with Credit Risk Management. 

• Provide guidance of the portfolio to oversee the deal through underwriting to approval. 

• Provide guidance to Commercial Bankers in moving the deal from approval to closing. 

• Works with deal team members to identify and address bottlenecks/issues with moving a deal through the Credit and Loan Closing process. 

• Advise Commercial Bankers and Market Managers on portfolio trends to facilitate consistency in deal structuring. 

• Attend industry events to maintain current market knowledge. 

• Maintain strong partnerships with other business functions/units (i.e. Commercial, Commercial Real Estate, Asset Management within Private Wealth, cross-sell partners and loan services). 

COMPLIANCE REQUIREMENTS/RESPONSIBILITIES  

• As an employee of CIBC, the incumbent must comply with all applicable CIBC and Line of Business policies, standards, guidelines and controls.   

• As a manager of people, this job must ensure all employees within the business unit comply with all applicable CIBC and Line of Business policies, standards, guidelines and controls. 

AUTHORITIES/DECISION RIGHTS   

• As a key contributor to the business unit, this job has the authority to recommend changes to business processes in order to enhance operational efficiency and effectiveness. 

• As a manager of people, this job has the authority to assign tasks to employees within their span of control, select individuals for hire, assess individual performance, make employee compensation decisions and take disciplinary measures up to and including termination. 

CONDUCT & CULTURE RISK  

Our CIBC risk culture is based on employees striving to exceed the expectations of ourselves and our leadership’s identification and mitigation of risks in their daily responsibilities, not just in quarterly or annual monitoring/assessments.  We all are accountable for managing risk. 

As an employee of CIBC the incumbent must conduct themselves (and foster an environment for others) in a manner consistent with our strong risk culture. This includes: 

• Following all aspects of the CIBC Code of Conduct, as well as all applicable CIBC policies, frameworks, guidelines, processes and controls 

• At all times acting in accordance with our Purpose and shared values, to achieve our Bank’s strategic goals 

• Understanding and following the qualitative and quantitative components of our Risk Appetite Statements 

• Completing all annual Corporate Mandatory Training and Testing modules, as well as any additional business-specific modules, as required and employing the learnings in daily activities and undertakings 

• Escalating matters through one of the appropriate channels identified in the CIBC Code of Conduct (i.e., HR, management, Ethics Hotline, Whistleblower, etc.) upon observing activities that may be inconsistent with CIBC’s policies, frameworks, guidelines, processes and controls 

• Speaking up if witnessing behaviors that drive poor or unfair outcomes for clients, team members or other stakeholders 

• Escalating matters that can result in adverse market practices and outcomes, thereby negatively impacting CIBC’s reputation as a leading financial institution  

KNOWLEDGE AND SKILLS  

• Degree in Business, Finance, Accounting, Economics, preferred. 

• Minimum 10 years’ experience in Commercial Banking as a Commercial Relationship Manager/Portfolio Manager or equivalent. 

• Ability to prove credit expertise within a specific commercial banking industry or vertical 

• Formal Credit Training preferred 

• Supervisory experience an asset 

• Ability to foster and maintain commercial relationships with high level of competency  

• Ability to identify risk within credit requests  

• Proficient in Microsoft Office products with advanced knowledge financial analysis and modeling  

• Expected to be well versed in all key systems, applications, and models used  

• On-going learning within the industry to maintain current market knowledge   

• Completion of Commercial Banking Training Program or equivalent  

WORKING CONDITIONS 

• This role operates within a normal office environment 

• At CIBC, we offer a competitive total rewards package. This role has an expected salary range of $175,000.00 - $230,000.00 for the market based on experience, qualifications, and location of the position. The successful candidate may be eligible to participate in the relevant business unit’s incentive compensation plan, which may also include a discretionary bonus component. CIBC offers a full range of benefits and programs to meet our employee’s needs; including Medical, Dental, Vision, Health Savings Account, Life Insurance, Disability, and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave and Vacation), Holidays and 401(k), in addition to other special perks reserved for our team members.

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