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• 5+ years of experience in data, including SQL and Tableau or equivalent tools
• Previous experience building out credit risk metrics in the fintech / financial service industry.
• Remote-first opportunity for US-based employees with the option to work in-person out of our Manhattan office

Start your adventure with Zip Working in our Data Insights & Analytics team provides no shortage of opportunities to truly impact the way we operate. As a trusted strategic partner to every team across Zip, you will own all things data from data modeling and dashboard building to deep-dive analytics recommendations that truly change the game for our customers.Interesting problems you’ll get to solve

• Be responsible for a wide range of data analytics solutions across key departments with a primary focus on Credit Risk and Finance.
• Partner closely with business leaders to create and enable analytics around how Zip attracts, engages, and retains customers.
• Proactively identify optimization areas and data-based recommendations for Zip’s business across all business functions.
• Build and maintain data analytics dashboards and other tools (Atlan, Tableau, Amplitude) to answer critical business questions.
• Partner with data engineers to enable analytics across the business, by creating and optimizing efficient data models that service the needs of a growing fintech company.
• Connect vague business questions to data projects to create new analytics capabilities; this will require strong SQL knowledge, data modeling experience is a plus.
• Work with our complex and large volume of data to understand trends, behaviors and opportunities for revenue growth.
• Communicate insights with senior stakeholders and team members.
• Conduct pre and post implementation reviews and present compelling results and actionable insights.
• Collaborate with the broader Data & Risk Team to share ideas and discuss analytical approaches in the interests of promoting continual development

What You’ll Bring To The Team

• 5+ years of professional, full-time data experience, this includes experience with a coding language, SQL preferred, data modeling, and a BI tool, Tableau preferred. Must have previous experience building out credit risk metrics in the fintech / financial service industry.
• An excellent addition to our culture: You believe and want to participate in a blameless culture which focuses on process and technology. You feel accountable for everything you do and that sense of urgency has been driving you your entire life. You like to have a good time while getting things done. When we say a “team player” we mean it - you have a crisp high-five and funny stories to tell. You have your team’s back, and the team has yours.
• A yearning to learn new things: You know that there’s always more to learn, and it bothers you that there isn’t enough time in the day to learn about the next topic. You’re up-to-date on new trends in data – you know who’s using what to solve various problems and are excited for the next release of your favorite tool. If you can handle being thrown in the deep end of the pool, this team’s for you
• The ability to solve big picture problems: Proactively identify reports, dashboards, and analysis needed by the business. Partner with Product & Engineering teams to strategize and drive user growth.
• Comfort in uncertainty: You’re comfortable in the weeds pulling, cleaning, analyzing, and transforming raw data into insightful, viz-ual findings. You conduct the necessary research when presented with open ended questions. Critical and open-ended thinking are second nature.
• The drive to seek answers in data: You are comfortable analyzing millions of transactional data points. You use data to drive decision-making and make recommendations on how to best grow the business. You work closely with leadership to identify, measure, and grow major KPIs across business lines.
• A passion for analytics: You excitedly seek opportunities to leverage Tableau. Advanced SQL is in your toolkit to solve complex business problems. You know modeling techniques and love to partner with Data Engineers. When faced with technical challenges, you take the initiative to learn new approaches.

What You’ll Get In ReturnZip is a place where you’ll get out what you put in. The newness of our sector means we need to move at pace and embrace change, and our promise to you when you join the team is that you’ll feel empowered and trusted to make big things happen quickly.We want you to feel welcome and as though you have the support to be yourself, and care for yourself at work. Because it’s important to us that you make the most of the opportunities you’ll get to grow your skills and your career, and be surrounded by smart, friendly people and leaders that have your back.We think these are just some of the best things about being a Zipster. We will also offer you:

• Flexible working culture
• Incentive programs
• 20 days PTO every year
• Generous paid parental leave
• Leading family support policies
• 100% employer covered insurance
• Beautiful Midtown office with a casual dress code

Zip is committed to a straightforward and transparent pay structure. The actual base salary will be determined by various individualized factors, including job-related knowledge, skills, experience, location, internal equity, as well as other objective business considerations.The annual base Pay Range for this position is $108,000- $156,000. This range reflects our US national compensation (USN). Additional premium percentages may apply based on our tiered premium strategy.Subject to those same considerations, the total compensation package for this position may also include other elements, including a bonus and/or equity awards, in addition to a full range of medical, financial, and/or other benefits.If hired, employees will be in an 'at-will position' and the Company reserves the right to modify base salary (as well as any other discretionary payment or compensation or benefit program) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors.Be a part of a team that reflects the diversity of our customersWe pride ourselves on being a workplace that provides equal opportunities to people of all ages, cultural backgrounds, sexual orientations, gender identities, abilities, veteran status, and everything else that makes you unique.Equally, we’re committed to ensuring our recruitment processes are accessible and inclusive. Please let us know If there are any adjustments that need to be made to ensure you have a fair and equitable experience. Zip participates in the federal government’s E-Verify programAnd finally…get to know usZip is a global ‘Buy Now, Pay Later’ company that gives our millions of customers simpler and fairer ways to pay.We are proud to be a global business built around our US and ANZ core markets working with merchant partners including Amazon, Best Buy, eBay and Uber. United by our mission, purpose and values - Customer First, Own It, Stronger Together & Change The Game - we are the next generation of payments, helping people across the globe to fearlessly take control of their financial future.We are Zip, and we are just getting started.I acknowledge by clicking "Submit Application", that the information provided is true and correct. I also understand that any willful dishonesty may render for refusal of this application or immediate termination of employment. By providing your information, you acknowledge that you have read our Zip Applicant and Candidate Privacy Notice and authorize Zip to process your data subject to those termsBefore you apply, give Zip a try -> rebrand.ly/check-zip-outZip participates in the federal government’s E-Verify programWe are a proud 2024 Circle Back initiative employer and will respond to every applicant.