Risk Analysis Specialist II na Bank of America

Risk Analysis Specialist II

Charlotte, North Carolina;Jersey City, New Jersey

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Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:

This job is responsible for supporting data and technology requests, complex reporting and analysis, and modeling to manage risk and minimize credit and operating losses. Key responsibilities include reviewing and analyzing portfolio trends, supporting the development of more complex databases or queries to extract data, and supporting the production of data for internal and external reporting needs. Job expectations include working with Technology to implement changes necessary to support ongoing data needs.

Responsibilities:

• Supports the development and execution of reporting to allow Risk and business partners to effectively identify and manage risk

• Analyzes trends and supports the data design, portfolio trends, loss trends, and portfolio dynamics to ensure alignment with business strategies

• Provides analytical support on various product strategic initiatives affecting multiple Risk functions and lines of business to ensure company goals are met

• Participates in the development of database production processes and performance reports for senior management, using data mining and other advanced analytical techniques to aggregate data

• Supports with responding to complex ad-hoc requests for information from both internal and external parties

• Provides support on cross-functional efforts to remediate data quality issues

• Monitors the outputs of controls and investigates alerts from the control checks

Job Description:

This role reports to the GRM Data Governance Head and is provided a broad platform to build partnerships with GRM, enterprise, business and technology leadership, a vantage point to explore end-to-end processes, data ecosystems and technologies, and an ability to influence data strategies that drive the greatest value across the lines of business.

• Broad responsibilities to support the DSM function’s day-to-day operations, including progress tracking of DSM initiatives, annual initiative, resourcing, and funding planning on behalf of DSME.

• Oversee and assist in managing GRM’s data commitments to internal and external parties, monitor progress and escalate execution risks – including regulatory and audit commitments.

• Provide support to prepare and present GRM data strategy vision on behalf of DSME to GRM CRO, senior leadership team, FLU/CF and enterprise senior stakeholders.

• Identify opportunities for data process optimization across GRM and promulgate leading practices across GRM and enterprise.

• Overseeing maintenance of GRM-wide data management procedures

• Ensuring GRM data-related initiatives are aligned to the DSM strategy

• Develop and implement a robust stakeholder engagement strategy and communication plan

• Establish and execute against a DSM Employee Engagement action plan

• Establish and maintain the GRM DSM Operational Excellence/SIM portfolio, ensuring alignment to the DSM strategy

Requirements:

• Technical Expertise: Demonstrates understanding of data and technology.

• Understanding of the data regulations, compliance and risk environment in financial services.

• Execution Expertise: Ability to drive program execution through disciplined oversight with right assignment of accountabilities.

• Successful delivery in a cross functional team environment in financial services - business, technology, compliance and risk.

• Leadership capability: A successful candidate will also need to navigate effectively across different levels of the enterprise and external stakeholders.

• Able to coordinate and prioritize data strategy as well as shape detailed solutions with quants, technologists and business teammates.

• Able to adjust communication styles to explain complex issues in appropriate terms and perspectives to a broad audience.

• Strong influencing and partnership skills, including with senior FLU and Risk leaders.

• Develop strategic solutions broadly across Risk, prioritizing and influencing for needs.

• Excellent writing and presentation skills.

• At least 3-5 years of relevant experience with the ability to work in a large, complex organization, and influence various stakeholders and partners, preferably within the financial industry.

Skills:

• Attention to Detail

• Business Intelligence

• Data and Trend Analysis

• Risk Analytics

• Risk Management

• Adaptability

• Collaboration

• Continuous Improvement

• Data Visualization

• Project Management

• Business Acumen

• Issue Management

• Regulatory Relations

• Stakeholder Management

• Technical Documentation

Shift:

1st shift (United States of America)

Hours Per Week:

40

Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.

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Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy (“Policy”) establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank’s required accommodation request process before your first day of work.

This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

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