Mortgage Junior Loan Officer na Banner Bank
Banner Bank · Spokane, Estados Unidos Da América · Hybrid
- Escritório em Spokane
In this role you'll have the opportunity to:
- Responsible for originating real estate loans from various sources: Realtor business developed through a structured outside calling program, contractors (both Banner Bank customers and others), referrals from branch personnel, general public through normal business relationships (i.e. service organizations, friends, acquaintances, etc.), and walk-in and call-in customers.
- Responsible for ensuring originated loans are set up in the Bank's computer system and processed through for submission to underwriting.
- Identify opportunities and provide financing sheets for listings and Realtor/builder open houses. Attend weekend open houses and/or subdivisions for loan solicitation purposes.
- Responsible for attending regular Realtor Association and Builder Association meetings.
- Responsible for attending closing signing appointments as needed.
- Responsible for attending internal training sessions, internal sales meetings, and external training opportunities as assigned.
- Responsible for being available to take applications or meet with clients at Bank branch locations.
- Responsible complying with policies, procedures, security requirements, and government regulations.
Education & Certifications
- H.S. Diploma: required (an equivalent combination of education and experience may be considered)
Experience
- 2 or more years of experience in residential mortgage origination required
Knowledge, Skills and Abilities
- Proven history of success in consistent closing and funding of loans to meet sales goals.
- Knowledge of mortgage loan origination processes and procedures, regulations, and underwriting.
- Possess effective presentation, verbal and written communication, and negotiation skills.
- Knowledge of current market competition, sales strategies, trends, and activity.
- Knowledge of federal and state laws and regulations relating to real estate lending.
Travel
- Up to 20%
Compensation & Benefits
- Base salary of $3,800 monthly
- Excellent commission structure
- Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
- Paid vacation time, sick time and 11 company paid holidays
- 401k (with up to 4% match)
- Tuition reimbursement
- Get more information at: Employee Benefits | Banner Bank