Lead Risk Analyst na Continental Finance Company

Come join a growing financial technology company that’s leading the marketplace in both the marketing and servicing of credit cards! Continental Finance Company specializes in credit card options for those consumers with less than perfect credit. We are seeking a Lead Risk Analyst to support our Risk team.

The Lead Risk Analyst is responsible for conducting detailed data and performance analyses to support the development and optimization of credit risk strategies. This role focuses on delivering analytical insights to enhance decision efficiency and business growth while protecting company from credit and fraud losses.

Essential Functions:

• Conduct analysis of credit performance data to support the development and optimization of credit risk strategies.
• Develop credit universe segmentation to identify opportunities for growth and risk mitigation.
• Leverage credit bureau and alternative data to enhance decision-making and improve targeting effectiveness.
• Develop and refine credit selection criteria and credit risk policies to improve campaign efficiency and new account quality.
• Monitor EMOB and portfolio trends and provide insights to support strategic adjustments and risk management decisions.
• Collaborate with cross-functional teams (Marketing, Decision Science, Risk, Compliance, Operations) to ensure credit strategies align with business objectives and regulatory requirements.

The ideal candidate will have the following:

• Master’s degree or higher in quantitative discipline such as Statistics, Finance, Economics, or related field
• Minimum of 8 years of analytical experience in data analysis, credit risk strategy within consumer lending or credit card industry
• Proficiency in analytical tools and programming languages such as SAS, Python, and SQL.
• Strong project management, business acumen, and problem-solving skills.
• Experience in non-prime consumer lending and solid understanding of associated credit risk dynamics.

Why Continental Finance?

Continental Finance Company (the “CFC”) is one of America’s leading marketers and servicers of credit cards for consumers with less-than-perfect credit. Since our founding in 2005, we have prided ourselves on corporate responsibility to customers in terms of a strong customer support program and fair treatment.  With our success, we have also grown into an innovative financial tech company! With a state-of-the-art consumer marketing and servicing platform, we provide a variety of services to consumers when other financial institutions will not accommodate them. With more than 2.6 million credit cards managed and serviced since our founding, we pride ourselves on putting the customer first. We are not a chartered banking financial institution, nor are we a debt originator or a credit card issuer.

CFC is an equal opportunity employer that is committed to inclusion and diversity. Our company provides equal employment opportunity (EEO) regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or veteran status.

CFC is seeking bright, energetic individuals that will help us grow and develop together! We uphold a promise to treat our employees with the same care and concern as we do our customers. We offer all employees competitive compensation and benefits in an exciting, fast-paced business casual environment. Join our growing team and apply online today!