Asset Based Lending Originations Vice President na Texas Capital Bank

Position Summary

The Asset-Based Lending (ABL) Originations VP plays a critical role in supporting the origination, structuring, and execution of ABL transactions for middle-market and large corporate clients. This individual will work closely with senior originators, credit partners, and internal and external stakeholders to deliver customized financing solutions that leverage a borrower’s assets. The role requires strong financial acumen, project management skills, sense of urgency and a client-centric mindset.

Key Responsibilities

• Support senior originators in identifying and evaluating new business opportunities.
• Conduct detailed financial and collateral analysis, including borrowing base modeling, liquidity assessments, and covenant sensitivity.
• Prepare and refine pitch books, term sheets, and client presentations tailored to specific industries and borrower profiles.
• Assist in structuring transactions, including revolvers, term loans, and unitranche facilities.
• Coordinate third-party due diligence (field exams, appraisals, legal counsel) and manage timelines for deal execution.
• Draft and review internal credit approval documents and risk assessments.
• Maintain and update pipeline reports, CRM systems, and deal tracking tools.
• Participate in client meetings, site visits, and industry events to support relationship development.
• Assist in handoff of new deals to portfolio management teams.
• Contribute to internal process improvements, knowledge sharing, and training initiatives.

Key Competencies

• Advanced Financial Analysis: Ability to interpret complex financial statements, assess collateral quality, and model borrowing bases with precision.
• Deal Execution: Experience managing multiple workstreams under tight deadlines with high attention to detail.
• Demonstrates a high level of personal accountability and commitment to excellence. Thrives under pressure and maintains composure while managing competing priorities.
• Industry Knowledge: Understanding of ABL structures across various sectors and asset classes (e.g., manufacturing, retail, distribution, energy).
• Strategic Thinking: Ability to identify client needs and propose tailored financing solutions.
• In-depth understanding of asset-based loans and credit risk generally. Must be able to quickly assess the strengths, weaknesses and overall feasibility of a potential transaction
• Communication & Presentation: Strong written and verbal communication skills;
• Relationship Management: Ability to build rapport with clients, internal teams, and third-party providers.
• Negotiation Support: Familiarity with key legal and structural terms in loan documentation.
• Technology Proficiency: Skilled in Excel (including advanced functions), PowerPoint, and financial modeling tools; experience with Salesforce or similar CRM platforms is a plus.
• Adaptability: Comfortable working in a fast-paced, dynamic environment with shifting priorities. Willingness to contribute where the team needs resources if business requires.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• 2–5 years of experience in commercial lending, investment banking, credit analysis, or corporate finance. Asset-based lending experience preferred.
• Familiarity with asset-based lending structures, collateral types, and underwriting principles.
• Strong work ethic, intellectual curiosity, and desire to grow within a high-performing team.

The duties listed above are the essential functions, or fundamental duties within the job classification.  The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.