- Professional
- Escritório em Hallandale Beach
The incumbent is fully responsible for the origination and the development of the consumer, residential and investment mortgage loans portfolio including solicitation and business development. The incumbent is also expected to contribute actively to the achievement of the bank’s sales and business development objectives and is responsible for the implementation and development of business solutions to better serve the Bank’s American and Canadian based clientele. Originates the consumer, residential and investment mortgage loans which includes credit analysis, processing, and follow-up of the loan requests of new and existing customers. More specifically, you will be required to:
Seeks potential clients and guides them through the loan programs, application procedures and information gathering in order to ensure that an informed decision is made on their creditworthiness.
Provides guidance to prospective clients on the most appropriate type of loan for their individual situations and explains requirements and restrictions of various types of loans.
Meets with new and existing customers for business development and retention. Negotiates conditions, makes recommendations, and prepares credit authorization.
Ensures that all loan requests comply with the Bank’s policies, practices and regulations.
Occasionally participates in Loan Committee meetings.
Oversees the loan disbursements process for all consumer, residential and investment mortgage loans.
Takes any necessary action to follow up on closings and disbursements.
Assists management with audits and external auditors and other entities of the Desjardins Group.
Participates in business development activities outside the Bank to prospect new clients.
Contributes to develop the necessary tools required to accomplish the goals set by the Bank, including participation in training webinars, seminars, and e-learning courses to perfect knowledge of all current and upcoming lending aspects.
Attends annual compliance and BSA training as well as other mandatory trainings as designated by the institution.
What we offer*
Competitive salary and annual bonus
4 weeks of flexible vacation starting in the first year
Defined benefit pension plan that provides predictable, stable income throughout retirement
Group insurance including telemedicine
Reimbursement of health and wellness expenses and telework equipment
* Benefits apply based on eligibility criteria.
What you bring to the table
Bachelor's degree in a related field
A minimum of two years of relevant experience
Please note that other combinations of qualifications and relevant experience may be considered
Strong communication skills in both French and English, both oral and written due to the nature of the duties or work tools or because the position involves interactions with english-speaking partners, members and/or clients.
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Trade Union (If applicable)
At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.
If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!
Job Family
Member/client sales and service (FG)Unposting Date
2025-11-11 Candidatar-se agora
