Location: TBD

Department:  Underwriting

General Business Hours: M-F 9:00 a.m. – 5:00 p.m.

Shift: 10 hours per week; Part-Time 

Managed by (Title): Underwriting Manager

Compensation: 

FLSA Status: Non-Exempt

Last Updated: 10.10.25

SUMMARY

Since 1983 our passion has been simple. We want to help you grow both personally and professionally.  Embrace is a positive, exciting environment. It’s a place where new ideas and opportunities are encouraged. A place where life-changing experiences are created. When you join our team, you’ll receive the support you need to grow inside the office and out because we believe that business success and personal fulfillment go hand in hand. Maybe that’s why we’re such a great place to work. We realize that being successful at work is only the tip of your iceberg.

KNOWLEDGE, EXPERIENCE AND SKILLS REQUIRED

Technical Knowledge, Years of Related Experience, Skills, Licenses, and Systems Experience

1. Experience: 5 years of underwriting experience focusing on Special Projects such as SimpliBorrow
2. Skills: Strong organizational skills, excellent communication skills, eagerness to learn and excel working in a fast-paced team environment. Ability to prioritize tasks, delegating when appropriate. Must have a proven track record of exceptional customer service, demonstrated ability to provide leadership to teammates in team leader’s absence, and commitment to honoring Embrace’s values in the workplace
3. Systems: Proficiency navigating and using Outlook, Word and Excel in order to attend virtual meetings, create appointments with clients and record or manipulate customer data.

TRAINING REQUIRED 

Participate in additional training on sales, technology, products, procedures and pricing on an ongoing basis. Participate in sales leadership and FAQ calls.  Complete annual training as required by company policy and law on an annual basis in a timely manner.  

RESPONSIBILITIES 

SPECIFIC ACTIVITIES 

Attend and participate in all Monthly Awards Ceremonies, Corporate Gatherings (including travelling to headquarters quarterly) , Sales Calls & Training Events. Read all newsletters and bulletins to remain current on corporate policies, procedures, and developments.

MEASUREMENTS OF SUCCESS

Ability to do equations and arithmetic in order to avoid costly economic errors on behalf of Embrace Home Loans.

Analyze and collect borrower financial information, documentation and records in order to identify and prevent financial risks to the company.

Manage loan pipeline to ensure that deadlines are met on or before due date in order to keep the pipeline flowing properly.

Work alongside internal team members such as loan originators, loan processors and closing officers to provide a constant flow of communication regarding the loan application status.

Comply with federal regulations and Fair Housing Act requirements, in addition to Embrace Home Loans’ specific guidelines and practices.

WORK ENVIRONMENT AND DEMANDS 

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Work Environment: Office

Possible Work Hazards: Minimal

Physical Demands: Light

OTHER CONSIDERATIONS/DISCLAIMERS 

Job Description Disclaimer:

This job description is a general description of essential job functions.     It is not intended as an employment contract, nor is it intended to describe all duties someone in this position may perform.  All employees are expected to perform tasks as assigned by supervisory personnel, regardless of job title or routine job duties.

ADA Compliance:

Embrace Home Loans is an Equal Opportunity and ADA compliant Employer, committed to diversity in the workplace.

Disclaimer for Connecticut Applicants:

The applicant is not required to disclose the existence of any erased criminal history record information, erased criminal history record information are records pertaining to a finding of delinquency or that a child was a member of a family with service needs, an adjudication as a youthful offender, a criminal charge that has been dismissed or nolled, a criminal charge for which the person has been found not guilty or a conviction for which the person received an absolute pardon or criminal records that are erased pursuant to statute or by other operation of law, and

Any person with erased criminal history record information shall be deemed to have never been arrested within the meaning of the general statutes with respect to the proceedings so erased and may so swear under oath.

Work Location Information:

Embrace supports hybrid work where business needs allow, but is rebuilding a community that looks forward to collaboration within an office setting. All remote work, if allowed, must be performed in a state in which Embrace is registered to do business or presently open to payroll withholding, unemployment insurance as well as workers compensation. Those states are as follows: Alabama, Arizona, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Massachusetts, Maryland, Maine, Minnesota, Missouri, North Carolina, New Hampshire, New Jersey, New York, Ohio, Oregon, Rhode Island, South Carolina, Tennessee, Texas, Virginia, and West Virginia. Even if remote work is permitted, some presence in an office may be necessary based on needs, the nature of work, or in support of corporate sponsored events designed to build community. If your position requires an MLO license, you must be employed within commutable distance of an Embrace office (no home offices) and open to reporting to the office location when required.