Loan Processor na State Bank of Southern Utah

A Loan Processor will process and verify accuracy of loan files.  The Processor will assist loan officers, obtain necessary information to process loan files, document loan files efficiently and completely, enter data for new loan accounts, process payments on loans, maintain loan documents and files, and hold knowledge of commonly-used concepts, practices, and procedures within the lending industry. Open and close loans in banking system.  A Loan Processor will rely on instructions and pre-established guidelines to perform their job functions of creating, processing, and closing loans.  Other duties include administrative work, answering phones and excellent communication with borrowers. 

At State Bank of Southern Utah, our core values define who we aspire to be each and every day. These values hold us accountable to each other and help us be the best version of ourselves. We look for candidates who find connection with our core values:

Make a Difference: We are actively engaged. We genuinely care. We are knowledgeable and find solutions.

Relationships Matter: We are committed to each other and our customers. We seek to understand, connect, and collaborate.

Live with Integrity: We are trusted to do the right thing. We take responsibility for our individual roles and actions.

Love What We Do: We are passionate and show up with enthusiasm. We are driven and continually look to improve.

Share Positivity: We lift each other. We interact with a positive and optimistic attitude.

Apply at State Bank of Southern Utah and be part of a team that lives by these values every day! 

Essential Duties And Responsibilities

• Data entry for new loan accounts, create loan documents
• Process the documents received for each file, verifying the accuracy and completeness of each document.  Board completed loans.
• Payment processing.
• Loan maintenance including establishing, maintaining and updating files, databases, records andor other documents for internal reports.
• Collect required documentation from applications and follow up on missing items.
• Order credit reports and title reports
• Assure that all customer files are complete and in compliance with regulatory agencies and internal policies.
• File loan documents with appropriate agencies both within and outside the bank.
• Ensure customer privacy, security of files and appropriate staff access.
• Follow up on initial insurance requirements.
• Prepare closing documents and wire transfer instructions. Deliver documents to Title Company closer and review settlement statement.
• Answer phones and greet customers.
• Return all inquiry calls within one business day.
• Additional duties as assigned. 

Minimum Qualifications

• High School Graduate or GED
• Must be at least 18 years of age
• Must pass a credit and background check

Preferred Qualifications

• 3+ years job experience
• Associate’s or Bachelor's degree or equivalent experience
• Familiarity with bank lending policies and regulations

Skills

• Ability to effectively use a computer and software applications to complete job functions 
• Ability to be resourceful and take ownership of duties 
• Strong, independent work ethic 
• Working knowledge of Microsoft Office, Windows, and Internet Browser 
• Excellent organizational skills, good time management, and the ability to multitask and prioritize workload 
• Excellent oral and written communication skills 
• Ability to interact with all levels of employees, customers and vendors 

Full-time employees will be eligible to participate in the following benefits and programs:

• Medical Insurance & HSA
• Dental & Vision Insurance
• Basic Life, AD&D and Long-term disability insurance
• Supplemental life and AD&D options available
• 401K with employer match
• Annual Incentive Program
• Paid Time Off (PTO) accrual every pay period
• Up to 12 paid holidays per year
• Childcare reimbursement program
• Employee recognition program
• Monthly wellness activities