- Senior
- Escritório em San Francisco
Our mission
The trucking and logistics industry provides the backbone of the economy. But the payments infrastructure on which it runs is broken. For the hard-working men and women of this sector, the existing suite of payment tools is outdated, difficult to use, prone to fraud, and saddled with shady fee structures. The incumbent players in this space often overlook the economic and practical needs of this user base.
We're changing that. AtoB is building Stripe for Transportation — modernizing the payments infrastructure for trucking and logistics. Supply chains rely on the timely movement of capital to function efficiently. Our end game is a world in which that capital movement occurs fairly, smoothly, and without delay. As we pursue that end game, we aim to center our customers in every way — offering them world-class customer experience and building products that work with and around the unique constraints of their daily lives. We build for fleet managers in the office and drivers on the road. We strive for products that are efficient, satisfying, and useful. Our customers enable our modern economy — they deserve it.
Our history and background
Our founding team has backgrounds in payments, working on autonomous vehicles at Cruise Automation, leading ops and growth for Uber, and building apps that were featured on the Apple app store. We have staff and senior engineers from Google, Uber, Meta, Shopify, Stripe, Chime, and other leading technology companies.
We have raised $125 million+ from investors such as General Catalyst, Elad Gil, Bloomberg Beta, Y Combinator, XYZ; founders and CEOs of companies such as Google (Eric Schmidt), Salesforce (Marc Benioff), Coinbase (Brian Armstrong), DoorDash (Tony Xu), Instacart, Gusto; strategic investors like Mastercard, Flexport and Samsara.
We were named to Forbes annual Next Billion-Dollar Startup List, and have just recently been selected to join the World Economic Forum as a Global Innovator.
About the role: Our Risk team sits at the heart of AtoB’s decision-making, ensuring the business remains profitable while minimizing the impact of bad actors on our platform. As a Fraud Manager, you will develop data-driven strategies to protect and grow our business—owning end-to-end work streams such as fraud prevention and loss mitigation. In this role, you’ll collaborate daily with teams across Engineering, Business Operations, Support, and Sales, giving you exposure to nearly every part of the company. You will have the unique opportunity to build a team from the ground up while taking on a player/coach role—delivering key initiatives as an individual contributor while hiring, mentoring, and leading new team members as the team expands.
Your team will own critical business verticals, including Fraud, and you’ll guide them from both a technical and strategic perspective—shaping roadmaps, setting priorities, and making decisions that directly impact AtoB’s success. This is an ideal opportunity for someone who wants to play a vital role in the growth of a fast-scaling fintech while building a high-impact risk organization from scratch.
In this role you will work on:
Fraud Strategy & Program Ownership: Develop and implement a comprehensive fraud prevention framework across the entire lending lifecycle (application, disbursement, repayment).
Risk Monitoring & Analytics: Design and maintain key fraud metrics and dashboards; monitor real-time fraud signals and emerging patterns.
Tools & Vendor Management: Evaluate, implement, and optimize third-party fraud solutions (e.g., identity verification, device fingerprinting, behavioral analytics).
Process & Policy Development: Create and continuously refine fraud policies, procedures, and escalation workflows.
Cross-Functional Collaboration: Partner with underwriting, compliance, operations, and engineering to ensure risk controls are embedded in product flows without unnecessary friction.
Incident Response: Lead investigations into suspicious activity, coordinate with internal stakeholders, and recommend mitigation or recovery actions.
Regulatory & Compliance Alignment: Ensure fraud practices adhere to U.S. federal and state lending regulations (e.g., Fair Lending, GLBA, CFPB guidance).
What we're looking for:
5+ years of experience in fraud management, risk operations, or related roles in fintech, lending, or financial services.
Strong understanding of U.S. SMB-lending fraud typologies, including identity theft, synthetic identities, account takeover, and payment fraud.
Experience with fraud detection technologies and data analysis (SQL, Python, or similar analytics tools).
Ability to design policies and processes balancing risk mitigation with customer experience.
Excellent problem-solving, communication, and cross-functional collaboration skills.
Bachelor’s degree in a related field (e.g., Finance, Economics, Data Analytics) or equivalent experience.
