PRODUCT MANAGER - INSURANCE & SAVINGS (Maia, Porto, Portugal, Porto) na Universo (part of Sonae financial group)

Universo is a financial institution leader in the issuance of credit cards in Portugal (“Cartão Universo”) with more than 1 million customers. It has the goal of disrupting the banking industry in Portugal by innovating in the area of consumer payments, credit and insurance.

Our clients are the stars that set our course and make our work shine.

Want to be part of our Universe?

We are hiring a PRODUCT MANAGER – INSURANCE & SAVINGS that can bring expertise for Credit Card products.

You will be responsible for:

• Strategy & Roadmap -Contribute to the definition of the strategy and roadmap for insurance and savings, ensuring alignment with our broader business priorities, compliance landscape and the evolving needs of our customers.
• End-to-end Product Management - Lead the full lifecycle of your products, from market research and ideation, to launch, monitoring and optimization.
• Ensure best-in-class customer experience and full regulatory compliance.
• Stakeholder Engagement - Work cross-functionally with Legal, Risk, Compliance, Operations, Tech and Marketing to ensure robust and scalable delivery of product initiatives.
• Partnerships - Collaborate with insurance and savings partners to deliver customer-focused financial solutions, ensuring seamless execution and strategic alignment. Oversee relationship management, performance tracking and the development of new initiatives with external stakeholders.
• Performance & Governance - Monitor performance metrics, customer engagement and risk indicators to ensure sustainable product growth. Lead internal governance efforts by maintaining product documentation and ensuring alignment across stakeholders.

If you have:

• Bachelor’s or master’s degree in a Business Administration, Economics, Engineering, Marketing, or a related field
• 3+ years of experience managing insurance and savings
• Strong understanding of the financial services regulatory framework in Portugal and the EU
• Academic background in Economics, Management, Finance or equivalent
• Track record of managing complex product initiatives across multiple teams
• Excellent communication, prioritization and stakeholder management skills
• Comfort working in a fast-paced, high-ownership environment
• Strong analytical thinking, problem-solving skills and proactiveness
• Team-oriented, with the ability to drive a cooperative environment with other functions/areas.
• Good written and spoken English will be valued

If you are:

• Proactive and curious
• Organized and goal-oriented
   

What we offer:

• Flextime and a hybrid working model, allowing you to work smarter instead of longer
• Professional growth – you will have a personalized training plan
• A diverse and inclusive working community, where working together is not only a large part of our day-to-day, but one of the most important essentials of our Universe
• Extensive senior management exposure

We aim for greatness and boldness. We want to achieve the extraordinary, bringing your full self to what you do.

If you believe you can be a part of our Universe, please submit your CV.