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Risk Analyst I na Stax

Stax · Orlando, Estados Unidos Da América · Onsite

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Description

The Risk Analyst I is responsible for daily exception-based monitoring and review of incoming merchant account requests via a ticketing system. These duties ensure current and accurate merchant information is updated and assist in fraud and loss prevention. As part of a larger team, the Risk Analyst I will be expected to communicate effectively with peers, leadership, and merchant/partner customers through verbal, written, email, and other communication channels.



Key Responsibilities & Objectives

  • Conduct transactional and behavioral analysis of merchant activity to identify trends, variations, patterns and insights relating to the identification of suspicious or anomalous activity.
  • Monitor merchant activity through exception reporting for current transaction activity as well as historical behavioral monitoring for risk related to chargebacks, fraud, or settlement rejects.
  • Analyze credit, processing history, bank statements and business model obtained during underwriting and/or periodic reviews to identify risks.
  • Ongoing credit risk monitoring using third-party tools to mitigate risk.
  • Update merchant parameters to reflect acceptable performance patterns and field inbound requests through direct support and/or partner/merchant communications.
  • Maintain records of risk investigations, actions, and relevant communications related to risk inquires.
  • Participate in process creation, policy/procedure creation and maintenance, and reporting to management.
  • Participate in team meetings, risk assessments, and other development activities.
  • Maintain responsibility for follow-up requests for post-underwriting review.
  • Work closely with cross functional departments with risk related issues in day-to-day operations.
  • Other duties as assigned

Requirements

  • Prior experience is not required, but any experience in risk management, financial services, payment industry or related fields is a plus.
  • Experience in basic risk management and risk assessment functions, including creation and maintenance of controls supporting loss prevention or recovery.
  • Knowledge of industry standards and regulations (PCI, KYC, KYB, AML).
  • Strong writing skills and the ability to communicate information about complex regulatory issues to stakeholders in a clear and easy to understand way.
  • Proficiency in Microsoft Office Suite (especially Excel) for data analysis and reporting
  • Ability to effectively thrive in a rapid-paced working environment with tight deadlines.
  • Team-focused, positive attitude, and good sense of humor.
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