Oil and Gas Underwriter na Higginbotham

Position Summary: The Oil and Gas Underwriter is responsible for underwriting and managing a portfolio of commercial risks in the oil and gas sector. This role supports the development and execution of a specialty energy underwriting program, ensuring profitable growth, effective risk selection, and strong broker and carrier relationships. The position requires technical underwriting expertise, familiarity with energy-sector exposures, and the ability to work cross-functionally with internal and external stakeholders.

Supervisory Responsibilities:  None

Essential Tasks:

• Assist in defining underwriting appetite, pricing strategies, rating tools, and guidelines.
• Draft policy forms, endorsements, and submission requirements in partnership with legal and compliance.
• Working closely with brokers, risk engineers, and actuaries to develop customized coverage terms and premiums.
• Prepare carrier-facing program documentation and submissions
• Evaluate and underwrite new and renewal submissions for oil and gas-related commercial risks.
• Determine appropriate pricing, terms, and conditions using sound underwriting judgment.
• Maintain profitability while supporting growth objectives and adherence to underwriting authority.
• Build and manage relationships with retail and wholesale brokers to generate quality submissions
• Communicate program appetite and features to external partners
• Coordinate with carrier and reinsurance partners on strategic alignment, performance goals, and reporting
• Partner with actuarial, claims, and reinsurance teams to monitor program performance and inform strategy.
• Share market feedback and underwriting insights to guide product development and competitiveness
• Develop and refine operational workflows to support policy issuance, endorsements, audits, and renewals
• Work with internal teams to align systems and processes with program requirements.
• Ensure compliance with regulatory standards, internal guidelines, and audit protocols.

Core Competencies:

• Ability to Analyze and Solve Problems: Skill in recognizing challenges, exploring options, and implementing effective solutions in a timely manner
• Attention to Detail: A strong focus on completing tasks and projects accurately and thoroughly
• Communication Skills: Capable of expressing ideas clearly in both verbal and written forms and engaging with various audiences
• Timely Task Completion: Ability to finish tasks and projects efficiently, managing resources and priorities effectively
• Team Collaboration: Willingness to work together with others, promoting teamwork and supporting shared goals
• Client Focus: Dedication to understanding and addressing the needs of clients and stakeholders to ensure their satisfaction
• Dependability: Acknowledgment of the importance of being present and punctual.
• Creative Thinking: Openness to suggesting new ideas and methods to improve processes and outcome
• Organizational Skills: Capability to prioritize tasks and manage multiple projects simultaneously
• Adaptability: Willingness to adjust to changing situations and priorities, showing resilience in a dynamic work environment

Experience and Education:

• Bachelor’s degree in Business, Finance, Risk Management or related field (preferred).
• Minimum of 5 years of commercial underwriting experience, with a focus on energy/oil & gas sectors.
• Experience in delegated authority programs and specialty underwriting preferred.
• Expertise in surplus lines regulations, P&C filings, licensing, and state insurance department operations
• Strong analytical and decision-making skills; ability to evaluate complex risks.
• Strong leadership, analytical, and written communication skills
• Strong organizational and project management skills
• Proficiency in Microsoft Excel and underwriting platforms/systems.
• Excellent written and verbal communication skills; capable of technical information to non-technical audiences.

Licensing and Credentials:

• State Licensing
• CPCU, ARM, or equivalent professional insurance designation.

Systems:

• Proficient with Microsoft Excel, Word, PowerPoint, and Outlook
• Knowledge of SaaS system

Physical Requirements:

• Ability to lift 25 pounds
• Repeated use of sight to read documents and computer screens
• Repeated use of hearing and speech to communicate on telephone and in person
• Repetitive hand movements, such as keyboarding, writing, 10-key
• Walking, bending, sitting, reaching and stretching in all directions

Notice to Recruiters and Staffing Agencies: To protect the interests of all parties, Higginbotham Insurance Agency, Inc., and our partners, will not accept unsolicited potential placements from any source other than directly from the candidate or a vendor partner under MSA with Higginbotham.  Please do not contact our team members or send unsolicited potential placements.