Hybrid Lending Processor, Full Time, Alpena na Northland Area FCU

Northland Area Federal Credit Union is seeking a Lending Processor to join our Lending Operations Department. The primary purpose of this role is to support our Service Mission: “To be our members’ most trusted financial partner,” by delivering high-quality service to both internal and external members. This position focuses on processing and underwriting assistance, ensuring accuracy, compliance, and exceptional member service throughout the lending process.

Essential Functions & Responsibilities:

• Deliver outstanding service to internal and external members in alignment with the credit union’s Service Promises.
• Communicate with all third parties related to appraisals, title work, insurance companies, employers, and counties.
• Handle all rate locks and coordinate member notification with originators.
• Analyze member financials and debt structure; prepare and submit files to underwriting.
• Review and clear up findings from underwriting to gain a clear-to-close status.
• Coordinate balancing with title companies, loan assistants, and originators to schedule closings.
• Generate and review accurate loan documents for closing.
• Document and review closing documentation for mortgage and business loans.
• Disburse funds after closing and balance general ledgers.
• Submit closed loans to Servicing/Credit for audit and assist with post-closing follow-up.
• Support lending sales and operations by responding to calls, tickets, chats, and emails promptly.
• Maintain knowledge of compliance and NAFCU policy through training and seminars.
• Assist underwriters and originators when needed.

Additional Responsibilities:

• Vote on loans as assigned.
• Market and promote credit union products and services.
• Assist in resolving post-closing items and audit clean-up.
• Conduct loan interviews and closings, ensuring compliance with all regulations, policies, and procedures.

Qualifications Required:

• Minimum of two (2) years of mortgage lending experience

Qualifications Desired:

• State of Michigan Credit Insurance Producer License (not required)
• Licensed through the Nationwide Mortgage Licensing System (NMLS)

Join a team that values your attention to detail and people skills! Apply today and start making an impact for our members while beginning a great career with potential for advancement. Bonus: You'll also be eligible for incentive pay, annual bonus and some awesome benefits - check out the details at:

⭐ Careers - Northland Area FCU

Northland Area FCU is an Equal Opportunity Employer

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