Hybrid Trainee Paraplanner na Radiant Financial

Trainee Paraplanner

Department: Paraplanning
Employment Type: Full-Time
Location: Birmingham (Hybrid)
Salary: Competitive, depending on experience

About the Role

We are looking for a detail-oriented and proactive Trainee Paraplanner to join our growing team at Radiant Financial Planning Limited. In this key role, you’ll be part of the servicing hub at Radiant, dealing predominately with servicing cases. You will write suitability reports to support planners, ensuring exceptional client service, technical accuracy, and regulatory compliance across all advice provided.

Key Responsibilities

Paraplanning & Client Support

• Prepare and maintain client files and client reviews.
  
• Prepare recommendations and suitability reports
  – basic suitability reports for withdrawals, top ups, switches, ‘Bed to ISA’ etc.
• Identify areas for planning (produce a pre review summary if required)
• Fund Analysis
• Obtain illustration, application forms, KFD and other supporting information.
• Tax calculations
• Deal effectively with queries from clients and other parties.
• Liaise with client’s legal and tax advisers (if applicable)
  
• Oversee implementation of recommendations, completion of application forms and ensure all compliance is in order.
  

Mifid:

• Gather Information required for Mifid.  
• Complete Mifid Spreadsheets and letters  

Consumer Duty Responsibilities

You will be expected to embed the four key pillars of Consumer Duty into your day-to-day work:

• Consumer Understanding – Ensuring clients have the right information at the right time
• Price and Value – Ensuring the recommendations deliver fair value
• Product and Services – Ensuring suitability and appropriate outcomes
• Consumer Support – Ensuring service is responsive, accessible, and effective

What We’re Looking For

Knowledge & Expertise

• Excellent understanding of the financial planning process.
• Good technical knowledge in a wide range of product areas – pensions, investments, IHT planning, tax planning, protection.
• Excellent suitability report writing skills.
• Keep up to date with new product, technical and legislative changes within the marketplace.

Experience & Qualifications

• Experience working in financial services
• Must have started your level 4 diploma and have achieved 1-2 passes
• Experience liaising with professional advisers (e.g. solicitors, accountants) is an advantage

Skills & Personal Attributes

• High attention to detail and commitment to quality
• Strong written and verbal communication skills
• Professional, personable, and client-focused
• Self-motivated and able to work both independently and as part of a team
• Organised, adaptable, and able to manage multiple deadlines

What’s In It For You?

• 28 days holiday plus bank holiday
• Flexible hybrid working arrangement
• Early finish every Friday at 2:15pm
• Additional day off for your birthday
• 4x salary death-in-service cover
• Income protection cover for up to 5 years
• MediCash benefits including 24/7 GP access and retail discounts
• 5% employer-matched pension contributions
• Access to the Radiant Academy for ongoing training and career development
  
  

You must be willing to undergo background screening, including police and bankruptcy checks.