- Escritório em Johannesburg
Job Description
To manage a portfolio of accounts and deal with liquidators and attorneys, monitoring legal fees, may have supervisory responsibilities- Ensure Debt Recovery maximised due to effective analysis
- Manage costs / expenses within approved budget to achieve cost efficiencies by monitoring legal fees payable to attorneys and liquidators
- Deliver a sound Debt Recovery Management culture through awareness of campaigns to influence behaviour and drive the importance of compliance
- Liaise with third parties i.e. Attorneys and Liquidators in a professional manner to maximise return on collections for the bank
- Maintenance of expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders
- Conduct risk grading of customer base by input of data into Regulatory Credit Risk reports and Credit Recovery Models to ensure minimising of risk to bank for future business
- Comply with governance in terms of legislative and audit requirements
- Predictive / Pricing / Profitability model building by Credit Recovery model construction and testing through monitoring and maintenance of collections and Credit Recovery model performance
- Make accurate provisioning in terms of the Recoveries Detail Design and Asset assessments
- Assess trends in recovery, security realization and liquidation dividends as a % of the business analyst' portfolio and recommend corrective action to management
- Review daily reports ensuring the business recovery debts are correctly addressed within the Bank's policies, norms and standards
- Manage personal development to increase own skills and competencies
Experience and Qualifications
- 2-3 years' relevant credit experience
- 3 Year Qualification (Preferred)
- Financial industry experience is advantageous
Job Details
Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.
26/07/25All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.
